Insurance Solutions That Reflect and Protect Your Financial Success

You’ve worked hard to give your family an affluent, financially secure lifestyle.  PSA’s  Private Client Division can help ensure that you maintain it.

The Private Client Division, a group of specialists at PSA Financial Center, provides individual, customized insurance solutions for high net worth individuals like you. Our representatives are experienced in understanding and meeting the needs of affluent clients. 

As an independent broker, our Private Client Division can offer you choices for homeowners, automobile, fine collectibles and watercraft insurance from the leading companies in the high-end market. The carriers we represent offer innovative insurance products to financially protect your family and your assets as well as specialized risk management services to help you identify and reduce the threats to your property so that you avoid huge losses.

In addition, the Private Client Division will provide you with competitive rates, flexible coverages and extraordinary customer care to meet your highest expectations.

Your home and your other possessions represent wealth, security, comfort and a sense of well being for you and your family. At PSA, the Private Client Division will help you to rest assured that they are protected.

For additional information or a review of your current insurance coverage, call the PSA Private Client Division.  We look forward to assisting you!

 

Homeowner Coverages As Exceptional As Your Home

Family, security, comfort—your home represents everything that is truly precious in your life.  But it’s more, too. Your house, furnishings and possessions reflect your personal style and your achievement of success.  

At PSA’s  Insurance Private Client Division we understand all of the ways that your home is distinctive and important to you so we’ve partnered with leading insurance companies to offer enhanced homeowners policies that specifically address the needs of owners of million-dollar houses, luxury condos and vacation homes. 

The high-end insurance policies that you get through PSA’s Private Client Division can be customized to meet your specific needs and situation with expanded coverages like these:

• Loss prevention and security analysis
• Increased limits for electronics, jewelry, and furs
• Personal staff risk management  (including background checks and employment liability protection)
• Kidnap and ransom expenses
• Replacement cost coverage for other structures

We’ll help you anticipate problems and take steps to ensure that your home and your property are as safe and secure as possible.  If disaster does strike, our service team will be available to help you and your family  recover as quickly as possible, rebuild your home, and restore or replace your possessions.

Your home sets you apart from the ordinary.  At PSA’s Private Client Division, what sets us apart is the high-end policies we offer, the knowledge we’ve gained through years of experience and the extra and specialized services that we provide.

When it comes to protecting your exceptional home, will you settle for anything less?

Automotive Coverages That Keep You In The Driver’s Seat

Your automobile isn’t in the ordinary style, so your automobile insurance shouldn’t be either.

Because your time is extremely valuable, you want to resume your everyday routines with as little inconvenience as possible if your automobile is damaged or destroyed due to theft, vandalism, or accident. That’s where PSA’s Private Client Division can provide valuable assistance.

We’ll start by helping you to select the right automobile coverage, customized to suit the needs of you and your family. You can choose from among the leading carriers in the high-end automobile insurance market, with policy features like these that set them apart from run-of-the-mill coverages:

- Original manufacturer’s parts used
- Protection against depreciation in case of total loss
- Rental car comparable in comfort and style to your own vehicle
- Reimbursement for damaged personal property
- Key replacement costs

In addition, you can select from policies that provide outstanding coverages for medical costs and collision and personal liability if you or any passenger is injured in an accident, if you cause injuries to those in another vehicle, or if you damage another vehicle.

And if you do have a claim—or even if you simply have questions about your policy—you’ll receive personalized service from the Private Client Division.  No matter when or where you need assistance, we will be available to assist you, getting you back in the driver’s seat and on the road again as quickly and as smoothly as possible.


Safeguarding Your Interests

What’s your passion? Artwork you’ve purchased during travels? Valuable family heirlooms that you want to pass down to the next generation?  A collection of rare books that you’ve painstakingly assembled over time?  No matter what your interests, PSA’s Private Client Division can help protect the collections that you treasure.

When you’ve made a substantial investment of time, energy and money in building and enhancing a collection you want to know that your investment will be as safe and secure as possible.  We work with high-end insurers who have, on staff, specialists in protecting, preserving and insuring all types of valuables.  They will review your collection and offer recommendations on transport, display, preservation and security that will help assure your enjoyment of it for many years to come.

PSA’s Private Client Division can offer special, customized, policies that meet the needs of collectors of:
• Fine art, including painting, sculpture and photography
• Treasured family heirlooms
• Antique furniture and collectibles
• Rare books, stamps, coins
• Jewelry and watches
• Silver and silverware
• Vintage wines
• One of a kind furniture

When you insure your collection through the Private Client Division, you’ll have access to our own on-call customer service as well as to insurance experts in your area of interest. 

At PSA’s Private Client Division we recognize that your collection is important to you not only because of its financial value but also because it expresses your own personal tastes and interests.  That’s why you can count on us to help coordinate the insurance coverages that will best protect your treasures.

For additional information about our services, please contact the PSA Private Client Division at 410 821-7766.  We look forward to assisting you!

 

Watercraft Policies That Calm Troubled Waters

Whether you enjoy an occasional outing on the bay in your speedboat or take a months-long cruise on your private yacht each year, you can sail secure with watercraft coverage through PSA’s Private Client Division.

We represent the top-line companies in watercraft insurance and we can carefully select and customize the policies that fit your particular boating needs -- including:
• Emergency towing and service
• Liability and personal effects coverage for guests and crew
• Extended navigational limits and year-round coverages
• Emergency living expenses
• Coverage for trailers
• Broad medical payments for injuries in covered accidents

Your representatives at the Private Client Division are  available when you have a problem, to help you navigate through the rough spots and get you back into smooth waters before you know it.



Added Protection for Your Peace of Mind

It’s unfortunate but true—your financial success can make you a more attractive target for lawsuits.   If you’re involved in a car accident—if a guest or delivery person is injured on your property—even if you serve on a volunteer board—your financial position may leave you open to lawsuits that could cost you literally millions of dollars.

PSA’s Private Client Division is ready to help you choose insurance that provides the level of protection and support that you want when faced with such lawsuits. 

In addition to your regular coverages, we can offer excess liability policies from insurance carriers that are accustomed to dealing with high-income clients.  These companies understand the special risks that you face because of your financial achievements and can help you take steps to avoid those risks.  Excess liability coverage kicks in when your other policies—even policies with high-end limits—are exhausted.  It offers an added layer of coverage so that your assets will be protected more effectively—and so you’ll sleep better at night.

For additional information or a review of your current insurance coverage, call the PSA Private Client Division.  We look forward to assisting you!