Commercial Property & Casualty Insurance
Are you adequately protected against the various risks to which your business (and you personally) are exposed? If you suffered a loss today, what extra expenses would you incur and how long would it take you to get back into business?
The business insurance experts at PSA Insurance & Financial Services partner with you to ensure that you understand all the exposures you face in the day-to-day and long-term operations of your company. We’ll assist you in choosing the right insurance coverages to protect your business.
As an independent broker, we can provide you with a choice of coverages at competitive prices, offered by the top insurance carriers. And, if you do have a claim, you can feel confident knowing that you’re backed by PSA's outstanding customer service department.
Click here to view Commercial P & C Insurance Carriers
PSA’s business insurance experts will help you find the right financial protections for your company. We’ll match you with a commercial property insurance carrier -- one that will be available to help replace, repair, or restore damaged buildings and equipment as quickly as possible and cover the losses suffered while your business is unable to operate.
Even if you operate in good faith, using the best business practices, there’s no telling when a client or customer may decide to sue you for some perceived wrongdoing. Talk to PSA about protecting yourself and your business with general liability insurance.
Dishonest employees may steal from you by taking and reselling goods, embezzling, or charging unauthorized expenses to your company accounts. Property insurance policies do not cover these losses.
PSA can guide you in protecting yourself with crime insurance. The carriers we represent offer broad coverages at attractive prices, to enable you to continue operating even under difficult circumstances.
Whether your business fleet consists of a single vehicle or dozens of cars, trucks and vans, you can rely on PSA commercial associates to find the business auto policies that will keep you and your employees on the road and your costs under control.
We can provide all the business coverages you need--property, liability, crime, and business auto--wrapped up in one convenient insurance package.
PSA’s business insurance experts have the connections to the right carriers; we’ll help you find the surety you need to do business today and make recommendations on positioning your business for future growth in a tough surety market.
Coverages for Professionals
PSA executives specialize in understanding and meeting the needs of professionals. With our expert assistance, you can spend less time on insurance matters and more on the things that really matter.
Lawsuits can be a major distraction from your important work and can damage your reputation. Moreover, awards in medical malpractice suits can be very costly. It’s vital for physicians and other health care professionals to have the right insurance protections. Our specialty team of experienced insurance professionals will review your options and help you make the right decisions on your coverage's.
Professionals face significant exposure from claims for losses allegedly caused by errors or omissions in their work. These claims are not addressed by your traditional General Liability insurance. Our professional liability team has access to the top insurance carriers and they can help you secure suitable protection.
D&O coverage will protect you economically in the event a suit is filed against you personally, challenging a decision you’ve made in your leadership role. We’ll help you find coverage with the best terms and pricing to meet your situation and needs.
Employees can sue if they’re dissatisfied with the way that their retirement, health care, life or disability plans have performed. If you’re a trustee for a retirement plan, for example, you could be held personally liable for the plan’s management. PSA executives will review your exposures, explain your liabilities and suggest the appropriate policies to help protect you.
Now, more than ever, unhappy employees are likely to file suit if they perceive personal mistreatment. Claims of discrimination in hiring, firing, or promotion practices have been steadily increasing. Even if the claims aren’t true, defending yourself against them can be expensive.
PSA can show you how to protect yourself against such claims with employment practices liability insurance. This coverage provides protection against employees’ claims of racial discrimination, wrongful termination, sexual harassment and other employment-related issues.
• Medical Malpractice