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PSA has been a leader in the insurance and financial services industry for more than 80 years. Over the decades we have worked diligently to build a strong team of dedicated professionals all with a common goal – to grow and protect the assets of our clients. Each of our team members bring knowledge, a high-level of expertise, years of experience and most importantly a dedication to be a true partner to our clients.

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Recent Blog Posts
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Sep
23rd
Legal Defense Inside vs. Outside the Limits of Liability Insurance: Not Knowing the Difference

Do you know if you have sufficient liability coverage to protect you against both legal defense expenses and any damages awarded to a plaintiff? Many companies are not adequately insured because they are unaware of the distinction between two different types of liability insurance. Legal costs can quickly exhaust your policy limit leaving you to […]

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Sep
17th
Holding Companies, Beware: The Affordable Care Act is Here

Decentralized subsidiary companies with fewer than 100 employees that are selecting their own benefit plans need to take a close look at the employer mandate of the Affordable Care Act (ACA) — which will essentially force these type of subsidiaries and their holding companies to change the way they do business. The mandate requires companies […]

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Sep
9th
Using Ordinary Income Tax as Part of Your Charitable Giving Strategy

In this blog post, the third in a series of four, we’ll detail several ways in which charitable gifts can be used to write down ordinary income tax. As you look over your income taxes for 2013, it might be useful to consider some options for diverting your tax payments to charity. And while outright […]

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Sep
4th
The Transitional Reinsurance Fee

Section 1341 of the Affordable Care Act (ACA) established the transition reinsurance program. Its purpose is to stabilize premiums in the individual market due to changes mandated by ACA (including elimination of medical underwriting and pre-existing condition exclusions). The program will collect contributions from group health plans to fund reinsurance payments to insurers in the […]