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PSA has been a leader in the insurance and financial services industry for more than 86 years. Over the decades we have worked diligently to build a strong team of dedicated professionals all with a common goal – to grow and protect the assets of our clients. Each of our team members bring knowledge, a high-level of expertise, years of experience and most importantly a dedication to be a true partner to our clients.

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Recent Blog Posts
Contractor vs Employee FINAL (compressed)

Aug
24th
Independent Contractor or Employee? (Benefit Minute)

The Department of Labor (DOL) recently issued additional guidance regarding who is an employee under the Fair Labor Standards Act (FLSA).  Administrator’s Interpretation 2015-1 released by the Wage and Hour Division is a continuation of the DOL’s effort to assist employers in understanding who is an employee under the FLSA and to curtail misclassification of […]

deductible options (compressed)

Aug
19th
To Increase or Not to Increase Your Deductible? How to Optimize Your Company’s Insurance Purchase

I often see, especially during annual policy renewals, clients struggling with making a decision whether to increase their insurance deductible. This is a common dilemma that companies of all sizes across all industries face. In this post, I discuss an example, which can help you evaluate whether increasing your deductible would translate to cost savings […]

Homeowners insurance seesaw (compressed)

Aug
12th
Why Homeowners’ Insurance Rates Vary Greatly

Have you ever wondered how your homeowners’ insurance rate is determined? Or why is it possible that your rate can vary so much among carriers when shopping for your policy? There are actually many factors that affect your rate, which I outline below to help you better understand what you can and cannot control to […]

Volunteer (compressed)

Aug
4th
Are Your Volunteers Protected by Your Workers’ Comp or Liability Policy?

Volunteers are an incredible asset to countless organizations and businesses, from schools and non-profits to eldercare centers and hospitals. According to the latest data from the United States Department of Labor, about 62.8 million people volunteered through or for an organization last year. The cost-savings of utilizing volunteers are substantial, adding up to an estimated […]