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In the era of health care reform, high-deductible health plans significantly increased health care costs to most employees. It is important to consider how an accident might affect their month-to-month budgets. Even with a comprehensive major medical plan, they could still face substantial out-of-pocket expenses.
Being a smart buyer of long-term disability insurance (LTD) for your company is about more than just up-front costs — it’s about providing income refuge for the employee and a compassionate and cost-effective path to separation for the employer while reducing liability. We’ll review key aspects of a well-crafted LTD plan, including getting the injured […]
To open and contribute to a Health Savings Account (HSA), you need to meet three simple criteria: High Deductible Health Plan: You must have a High Deductible Qualified Health Plan (QHDHP). Independent Tax Status: You can’t be claimed as a dependent on someone else’s tax return. No Other Health Benefits: You can’t have other public […]
