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About Craig English

Craig English, Sr., senior vice president and director of Property & Casualty Insurance, oversees PSA’s property and casualty insurance division, including commercial lines, personal lines and professional liability. He joined PSA in 1981 as partner, serving as the dedicated leader spearheading the development and growth of the firm’s Property & Casualty Division. Previous to his role at PSA, he worked for INA as a commercial lines underwriter as well as an underwriting manager for a local brokerage and as an agent for Provident Mutual.

Most common business and personal exposures – Are you covered?

Craig English • Jun 28th, 2016

June 28th is National Insurance Awareness Day. It is a great reminder to make sure you are adequately protecting your business and your family.

With changes in your business, personal life or circumstances around you, your exposures change as well. It’s a good practice to review your various coverages periodically and make necessary adjustments to remain protected. Unfortunately, we see many people fail to keep pace with their changing risks – they either don’t have the necessary coverage at all, or their policies lack sufficient limits of coverage. Continue Reading

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What You Can Do If Your Company Has Had Poor Loss Experience

Craig English • Aug 27th, 2013

Changing Insurance Market Hits Some Companies Hard

The “soft” commercial insurance market that persisted from 2005 through 2011 lulled many Property and Casualty insurance buyers into believing that insurance was inexpensive and always available. Continue Reading

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Hard Market vs. Soft Market: The Insurance Industry’s Cycle and Why We’re Currently in a Hard Market

Craig English • Jan 29th, 2013

All industries experience cycles of expansion and contraction and similarly, the insurance industry is cyclical in nature. Although no two cycles are the same, insurance industry cycles typically last from two to ten years and are comprised of a hard market and a soft market. After experiencing a soft market in the insurance industry for approximately eight years, due to a combination of factors, the market began to change, firming up in 2011. By the end of 2012, the soft market had started to bottom out and we are now facing a hard market. Continue Reading

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Fun and Safety on the Water Go Hand-in-Hand

Craig English • Aug 21st, 2012

Boating season is in full force and whether you’re sailing or motor boating, PSA wants you to have a fun and safe time on the water. According to the United States Coast Guard Recreational Boating 2011 Statistics, the US Coast Guard counted 4,588 accidents that resulted in 758 deaths, 3,081 injuries and approximately $52 million of damage to property as a result of recreational boating accidents. To help ensure safety on your watercraft, we recommend taking the following precautions.

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