Posts by David Reeve

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  1. 14 Steps to Avoid Winter Damage to Your Home

    With the holidays behind us, we’re officially in the snowy season of winter. When a snow storm hits, we’re all concerned about the roads and travelling, but the condition of our roof, gutters, and pipes are not top-of-mind. However, each year, winter weather causes frozen and burst pipes, ice dams, power outages and other damages […]

  2. Car Insurance Rates are Up — 6 strategies to keep your rates under control

    Before we get into the several ways you can mitigate the rising cost of auto insurance, let’s talk about a question I hear all the time: Why does car insurance cost more than it used to? There are a number of reasons:

  3. Insurance Protection to Consider When Starting a Family

    In my experience, when people are young and single, they tend to make price-based insurance buying decisions rather than focus on the quality of coverage. Thus, they often end up shopping for insurance online, which can get them standard coverage quickly. However, when they start a family, their circumstances become more complex and their priorities […]

  4. Does Your Homeowners Policy Cover You for Cyberbullying?

    Most people count on liability insurance to protect their personal assets from third party injury claims. The most common incidences include bodily injury (e.g. slips and falls on your property) and property damage (e.g. backing into someone’s fence). However, there is a less common, but emerging liability, which can have an even more serious impact […]

  5. How to Save on Homeowners Insurance While Increasing the Protection of Your Home and Family

    In a previous blog post, Why Homeowner Rates Vary Greatly? we discussed a number of factors that affect your homeowners insurance premium, but did you know that there are also several incentives that could help you save even more money on your policy? Consider these five savings tips, which will also help protect your home […]

  6. Why Homeowners’ Insurance Rates Vary Greatly

    Have you ever wondered how your homeowners’ insurance rate is determined? Or why is it possible that your rate can vary so much among carriers when shopping for your policy? There are actually many factors that affect your rate, which I outline below to help you better understand what you can and cannot control to […]

  7. Don’t Let A Flash Flood Take You by Surprise: Tips to be Prepared

    Floods are the most frequent and costly national disasters that can cause significant economic losses. But did you know, that flash floods can be even more devastating? It is mostly because the speed at which water accumulates to dangerous levels can often catch unsuspecting people by surprise.

  8. Three Ways to Protect Yourself from Identity Theft

    Is your personal information, specifically your Social Security number, safe? Tens of millions of Americans are finding out the hard way that the answer is no. Just recently, two large health insurance providers, Anthem and Premera Blue Cross, have experienced a massive data breach – 13.5 million Anthem clients and employees and 11 million Premera […]

  9. Avoid Winter Damage to Your Home with These 11 Steps

    Winter’s here in full force. Now is the time to take steps to winterize your home and prevent damage from freezing temperatures, snow, and ice. Consider these statistics from the Insurance Information Institute on winter-related insurance losses: