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About Julie Finney

Julie Finney is a Financial Advisor with over 25 years of experience in the financial services industry. She has earned the CFP® certification (CERTIFIED FINANCIAL PLANNER™ practitioner), CRPC® (CHARTER RETIREMENT PLANNING COUNSELOR) designation, and the FLMI designation (Fellow, Life Management Institute). Her areas of expertise include comprehensive financial planning, retirement planning, education planning, investments, insurance and estate planning.

The Value of Holistic Retirement Planning

Julie Finney • Jan 20th, 2015

Your savings won’t be the only thing you need to consider when it is time to retire. Rather, you want to approach your retirement with a clear picture of your entire financial well-being, so ask yourself:

  • Do I know my real net worth?
  • Are my finances in a state of disorder?
  • Do I know my risk exposures?

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Planning for a Successful Retirement: Beware of Retirement Pitfalls with These Pillars of Protection

Julie Finney • Mar 25th, 2014

Planning always starts with how you decide to define your personal goals and dreams for a comfortable and satisfying retirement. Many retirees today are staying very active with volunteer work, travel and family. If you’re approaching your retirement, it’s important to not be short sighted, have all the right planning in place, and to avoid the common retirement pitfalls listed below. Continue Reading

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Cutting Through the Misinformation: When to Start and How to Maximize Your Social Security Benefits

Julie Finney • Mar 26th, 2013

There is a lot of misinformation out there regarding the best strategies for starting to take your social security benefits. Not only is it important to accurately identify the best time to start your social security benefits, it is also essential to know how to maximize those benefits. Continue Reading


Understanding the Rules of Required Minimum Distributions (RMDs)

Julie Finney • Dec 4th, 2012

A Required Minimum Distribution (RMD) is defined as how long you, as the taxpayer (and after your death, the beneficiary), may defer withdrawals from your retirement account. When it comes to Required Minimum Distributions (RMDs) there are many, many rules and you soon realize that the more you know about RMDs, the more you find out you don’t know. I’m going to walk through some of the key rules to be aware of with two goals in mind – keep your retirement account a tax deferred account for as long as possible, and make sure you are planning your beneficiaries wisely. Continue Reading

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Why You Need to Make Beneficiary Planning a Priority

Julie Finney • Oct 2nd, 2012

Financial planning is instrumental to creating a successful future for you and your family. And beneficiary planning is a simple, but critical part of effective financial planning.

What is beneficiary planning?

Whenever an account, such as annuities, an IRA, 401(k) or life insurance policy is set-up, it is the responsibility of the owner to name a beneficiary. Once the beneficiary has been named, often this aspect of the account gets swept under the rug and forgotten until some major life event occurs such as a job change, marriage, divorce, children or death of a family member. I recommend a more proactive approach that includes a yearly beneficiary review for all accounts.

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