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About Owen Ashbrook

Owen Ashbrook, account executive, serves as an insurance generalist at PSA, providing property, casualty, life, disability, group and medical insurance for both personal and commercial clients. He has more than 30 years experience in the industry and ran his own agency, Ashbrook Insurance Services, from 1979 to 2006. Prior to that, he was an agent at Karl J. Mattheiss Insurance for seven years. A graduate of the U.S. Air Force Academy, Owen served in the Air Force from 1967 to 1972 as a pilot & instructor pilot attaining the rank of Captain.

Employee vs. Independent Contractor and How it Affects Your Workers’ Compensation Insurance

Owen Ashbrook • Jan 15th, 2013

As the economy changes, we have seen an increased use of “independent contractors” in all areas of business as a way to try and reduce employer expenses. While there are many advantages to the use of independent contractors, as a business executive you also need to be aware of some real hazards. Audits by your workers’ compensation insurance carrier as well as government agencies such as the IRS and the Department of Labor could lead to major consequences such as fees or fines if you are mis-classifying employees as independent contractors. Continue Reading

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