Management Liability

Are you sure your management team is covered?

Unfortunately, executives working in the best interests of your operation can be personally named in lawsuits. It can happen any time, and these claims can easily cost you hundreds of thousands of dollars. The PSA team will use our experience, knowledge and broad market access to build a comprehensive program that will allow your team to operate with confidence.

Errors & Omissions Liability

Professionals face significant exposure from claims for losses or injuries to third parties arising from negligence in rendering their professional services. These claims are not addressed by your traditional General Liability Insurance. Our professional Liability Specialists work with doctors, attorneys, architects, engineers, accountants and other professionals, helping to ensure their practices are properly protected.

Directors & Officers Liability

If your organization has a board or if you serve on a board as a director or officer, you need protection in an event of a lawsuit. Directors and Officers Liability Insurance is a specialized form of professional liability coverage for legal expenses and liability to shareholders, bondholders, creditors or others caused by actions or omissions of a director or officer of a corporation or nonprofit organization.

PSA Pro Tip

D&O Policy—Find out if you need one.

In the complicated world of corporate versus individual liability coverage, what exactly should D&O insurance cover, and what sorts of legal complaints does it protect against?

Employment Practices Liability (EPLI)

Employment-related claims, allegations of wrongful termination, discrimination, workplace harassment and retaliation arising out of employer-employee relationships are prevalent. Employment Practices Liability Insurance (EPLI) helps protect your company against claims from your employees that result from the general conduct of your business. An EPLI policy can protect your company against costs associated with defending a lawsuit in court, judgments and settlements and legal costs, whether your company wins or loses the suit.

Fiduciary Liability

Fiduciary Liability Policies protect the individuals who administer employee benefits covered by Employee Retirement Income Security Act (ERISA), such as retirement plans and employee benefit programs. Even with participant-directed plans and the use of professional advisors, plan fiduciaries can be personally liable.

PSA Pro Tip

Two types of Liability Insurance you might need

Many companies are not adequately insured because they are unaware of the distinction between two different types of liability insurance. Do you know if you have sufficient liability coverage?

Medical Malpractice

Lawsuits can be a major distraction from your important work and can damage your reputation. Moreover, awards in medical malpractice suits can be very costly. It’s vital for doctors and other healthcare professionals to have the right insurance protections.

Hundreds of doctors trust PSA with their Medical Malpractice.