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Life/Health/Disability/LTC

Life Insurance, Health Insurance, Disability Insurance, Long Term Care

Life Insurance

It can be difficult to know just how much life insurance you need; too little coverage could result in future financial stress for your family and too much coverage can yield premium payments that compromise today’s cash flow. Our goal is to make sure you have the right policy for today – and for the future.

Health Insurance

If you do not have access to group health insurance coverage, PSA will help you navigate the world of individual health insurance. With access to all health insurance carriers, we will find you the best and most affordable coverage that meets your needs. We have relationships with CareFirst, Aetna, United Healthcare, Coventry, Assurant, among others and are not limited to region or size. Your health is important and we will make sure you are taken care of.

Disability Insurance

Missing work due to illness or injury can result in cash flow challenges that impact your ability to cover expenses. We can recommend a disability program that offers replacement for all or part of your income during the time you are unable to work. So you’ll be free to concentrate on your most important task – getting better.

Long Term Care Insurance

The right long-term care policy can provide peace of mind, ensuring you will have the financial means to properly care for future illness or medical conditions that may arise.

Areas of Personal Insurance

Recent Blog Posts

Mar
29th
The ACA Is Still the Law of the Land (Benefit Minute)

Republican efforts to repeal and replace parts of the Affordable Care Act (ACA) with the American Health Care Act (AHCA) stalled on March 24, 2017 when Speaker of the House Paul Ryan determined he did not have the support needed to pass the bill in the House of Representatives and withdrew it without a vote. […]

Mar
24th
Executive Leadership: It’s time to make cyber resiliency YOUR next priority

You’ve probably read about major cybersecurity failures of large organizations, such as Yahoo, Sony, LinkedIn, Target, the Democratic National Committee, and the list goes on. While they’re not always in the headlines, evidence shows that small and medium-sized organizations are increasingly becoming the targets of cyber criminals and malicious actors. According to the most recent […]

Mar
17th
Work-Life Balance is a Myth — Instead, Find Work-Life Bliss

The day author and speaker Deirdre Maloney was interviewed on TV about a blog she wrote, she couldn’t get past what she saw on the screen — and how she felt afterward.

Mar
1st
How to Electronically Distribute ERISA-Required Documents (Benefit Minute)

Distribution of ERISA-required documents is challenging for employers.  Hard copy distribution is inefficient, costly, not environmentally friendly and out-of-date in the digital age.  However, electronic distribution must be accomplished in a manner that complies with Department of Labor (DOL) requirements and results in actual receipt by plan participants.