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Life Insurance, Health Insurance, Disability Insurance, Long Term Care

Life Insurance

It can be difficult to know just how much life insurance you need; too little coverage could result in future financial stress for your family and too much coverage can yield premium payments that compromise today’s cash flow. Our goal is to make sure you have the right policy for today – and for the future.

Health Insurance

If you do not have access to group health insurance coverage, PSA will help you navigate the world of individual health insurance. With access to all health insurance carriers, we will find you the best and most affordable coverage that meets your needs. We have relationships with CareFirst, Aetna, United Healthcare, Coventry, Assurant, among others and are not limited to region or size. Your health is important and we will make sure you are taken care of.

Disability Insurance

Missing work due to illness or injury can result in cash flow challenges that impact your ability to cover expenses. We can recommend a disability program that offers replacement for all or part of your income during the time you are unable to work. So you’ll be free to concentrate on your most important task – getting better.

Long Term Care Insurance

The right long-term care policy can provide peace of mind, ensuring you will have the financial means to properly care for future illness or medical conditions that may arise.

Areas of Personal Insurance

Recent Blog Posts
Cyber security

Autopsy of a Cyber Nightmare: How to Protect Your Business

It’s Sunday afternoon. You’re watching football with friends. Or, maybe you’re at a family party. Meanwhile, somewhere in a rack of servers at your business, there is a fan, screaming like a banshee. It’s been whirring away at top speed, 24 hours a day, for a week. Until someone notices it, it’s going to keep […]

male contraception and sterilization procedures coverage

IRS Provides Short-Term Relief for HSA Eligibility in Maryland (Benefit Alert)

Current Maryland insurance law requires all policies issued or renewed in the state after January 1, 2018 to provide coverage for male contraception and sterilization procedures without being subject to any cost-sharing requirements (including the deductible). This mandate created a question as to whether such plans could still be considered Qualified High Deductible Health Plans […]

Most Fortune 500 Companies Have Mentor Programs. Do You?

What makes a company successful? Often, it’s attributed to having effective leaders. How can you make sure your company is developing excellent leaders? One of the ways is by implementing a mentor program.

Maryland Healthy Working Families Act (MHWFA)

Maryland Healthy Working Families Act (MHWFA)

On January 12, 2018, the Maryland legislature enacted the Maryland Healthy Working Families Act (MHWFA) by overriding Governor Hogan’s veto from the prior legislative session. The MHWFA requires all Maryland employers to provide sick and safe leave to eligible employees.  Legislative attempts to delay the effective date of the Act have been unsuccessful, so it is […]