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Life/Health/Disability/LTC

Life Insurance, Health Insurance, Disability Insurance, Long Term Care

Life Insurance

It can be difficult to know just how much life insurance you need; too little coverage could result in future financial stress for your family and too much coverage can yield premium payments that compromise today’s cash flow. Our goal is to make sure you have the right policy for today – and for the future.

Health Insurance

If you do not have access to group health insurance coverage, PSA will help you navigate the world of individual health insurance. With access to all health insurance carriers, we will find you the best and most affordable coverage that meets your needs. We have relationships with CareFirst, Aetna, United Healthcare, Coventry, Assurant, among others and are not limited to region or size. Your health is important and we will make sure you are taken care of.

Disability Insurance

Missing work due to illness or injury can result in cash flow challenges that impact your ability to cover expenses. We can recommend a disability program that offers replacement for all or part of your income during the time you are unable to work. So you’ll be free to concentrate on your most important task – getting better.

Long Term Care Insurance

The right long-term care policy can provide peace of mind, ensuring you will have the financial means to properly care for future illness or medical conditions that may arise.

Areas of Personal Insurance

Recent Blog Posts

Jun
16th
5 Ways Cyber Insurance Can Help Your Physician’s Practice Manage Cyber Risk

Did you know? To date, in 2017 there have been 133 reported data breaches in the healthcare industry – on average 17,849 records breached per incident. The Ponemon Institute estimates the cost per lost or stolen healthcare record to be about $400. This does not include fines and penalties, which can further increase the cost. […]

Jun
8th
Ever been asked to provide a Certificate of Insurance?

A question I hear from clients often is “How do I get a Certificate of Insurance?” A request for a Certificate of Insurance (COI) may be the most frequent interaction you have with your property and casualty broker or your insurance carrier. If you’ve never had to obtain a COI before, here’s an overview of […]

May
31st
What is a Controlled Group?

When several entities (whether incorporated or unincorporated) share common ownership, a controlled group or common control may exist.  For many IRS benefit plan purposes, a controlled group is treated as a single employer.  For example, the determination of an employer’s size for purposes of COBRA, Medicare Secondary Payer rules and the ACA’s Applicable Large Employer […]

May
25th
PSA’s Office Renovation Improves Employee Engagement, Performance and Client Experience

Research has shown that employees who are highly dissatisfied with their work environment are often the least engaged. And that lack of engagement can often translate to poor customer service and less satisfactory client outcomes. At PSA, we recognize the importance of a favorable work environment for our employees — so they’re equipped to better […]