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Personal Risk Management

We offer innovative insurance products to financially protect your family and your assets as well as specialized risk management services to help you identify and reduce the threats to your property.

Personal Risk Management Division offers programs for homeowners, automobile, fine collectibles and watercraft insurance from the leading companies serving the high net-worth market. The carriers we represent offer innovative insurance products to financially protect your family and your assets as well as specialized risk management services to help you identify and reduce the threats to your property. We can often offer these extraordinary policies and superior customer care at surprisingly competitive rates.

Jewelry

PSA can help provide high-quality, comprehensive coverage for your valuables, including jewelry, silver, collectables and more. Our insurance programs are built to protect your valuables from all types of losses including damage, loss or theft – anywhere in the world. We can offer itemized coverage that painstakingly details each piece in your collection, or blanket insurance that covers all of your precious pieces.

Art Collections

Rare, beautiful and difficult to replace – art collections are often the assets our clients hold most dear. Our specialists curate thorough plans to safeguard prized art collections so you can rest at ease. And not only do we offer policies featuring robust coverage, but we also offer resources to help preserve the value of your collection and keep it out of harm’s way, including conservator and appraiser referrals, treatment proposal reviews and packing and shipping arrangements.

Wine Collections

PSA’s Personal Risk Management Group can help protect your treasured wine collection. We work with high-end insurers who have on-staff specialists who can help advise you in protecting, preserving and insuring your collection. You’ll rest easy knowing you are protected from breakage, flooding, fire, or damage sustained during a power outage or mechanical failure – assuring your enjoyment for many years to come.

Aviation

Whether you are enjoying a Sunday afternoon in the clouds or embarking on a transcontinental business trip, you’ll appreciate the security of knowing your aircraft and people are well-protected. We have access to special Aviation Insurance markets both domestically and internationally. We can insure fixed wing or rotor wing aircraft, including corporate jets, turbo prop, single and multi-engine aircraft, light aircraft, and commercially or privately owned turbine helicopters. The professionals at PSA can offer advice and guidance as we craft programs that cover physical damage to your aircraft caused by an accident or other perils as well as Aviation Liability coverage that protects people, premises and your business.

Personal Risk Management Specialist

John M. Lannon
Personal Risk Management Specialist,
Personal Insurance 

Areas of Personal Insurance

Recent Blog Posts

Jun
16th
5 Ways Cyber Insurance Can Help Your Physician’s Practice Manage Cyber Risk

Did you know? To date, in 2017 there have been 133 reported data breaches in the healthcare industry – on average 17,849 records breached per incident. The Ponemon Institute estimates the cost per lost or stolen healthcare record to be about $400. This does not include fines and penalties, which can further increase the cost. […]

Jun
8th
Ever been asked to provide a Certificate of Insurance?

A question I hear from clients often is “How do I get a Certificate of Insurance?” A request for a Certificate of Insurance (COI) may be the most frequent interaction you have with your property and casualty broker or your insurance carrier. If you’ve never had to obtain a COI before, here’s an overview of […]

May
31st
What is a Controlled Group?

When several entities (whether incorporated or unincorporated) share common ownership, a controlled group or common control may exist.  For many IRS benefit plan purposes, a controlled group is treated as a single employer.  For example, the determination of an employer’s size for purposes of COBRA, Medicare Secondary Payer rules and the ACA’s Applicable Large Employer […]

May
25th
PSA’s Office Renovation Improves Employee Engagement, Performance and Client Experience

Research has shown that employees who are highly dissatisfied with their work environment are often the least engaged. And that lack of engagement can often translate to poor customer service and less satisfactory client outcomes. At PSA, we recognize the importance of a favorable work environment for our employees — so they’re equipped to better […]