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Personal Risk Management

We offer innovative insurance products to financially protect your family and your assets as well as specialized risk management services to help you identify and reduce the threats to your property.

Personal Risk Management Division offers programs for homeowners, automobile, fine collectibles and watercraft insurance from the leading companies serving the high net-worth market. The carriers we represent offer innovative insurance products to financially protect your family and your assets as well as specialized risk management services to help you identify and reduce the threats to your property. We can often offer these extraordinary policies and superior customer care at surprisingly competitive rates.


PSA can help provide high-quality, comprehensive coverage for your valuables, including jewelry, silver, collectables and more. Our insurance programs are built to protect your valuables from all types of losses including damage, loss or theft – anywhere in the world. We can offer itemized coverage that painstakingly details each piece in your collection, or blanket insurance that covers all of your precious pieces.

Art Collections

Rare, beautiful and difficult to replace – art collections are often the assets our clients hold most dear. Our specialists curate thorough plans to safeguard prized art collections so you can rest at ease. And not only do we offer policies featuring robust coverage, but we also offer resources to help preserve the value of your collection and keep it out of harm’s way, including conservator and appraiser referrals, treatment proposal reviews and packing and shipping arrangements.

Wine Collections

PSA’s Personal Risk Management Group can help protect your treasured wine collection. We work with high-end insurers who have on-staff specialists who can help advise you in protecting, preserving and insuring your collection. You’ll rest easy knowing you are protected from breakage, flooding, fire, or damage sustained during a power outage or mechanical failure – assuring your enjoyment for many years to come.


Whether you are enjoying a Sunday afternoon in the clouds or embarking on a transcontinental business trip, you’ll appreciate the security of knowing your aircraft and people are well-protected. We have access to special Aviation Insurance markets both domestically and internationally. We can insure fixed wing or rotor wing aircraft, including corporate jets, turbo prop, single and multi-engine aircraft, light aircraft, and commercially or privately owned turbine helicopters. The professionals at PSA can offer advice and guidance as we craft programs that cover physical damage to your aircraft caused by an accident or other perils as well as Aviation Liability coverage that protects people, premises and your business.

Personal Risk Management Specialist

John M. Lannon
Personal Risk Management Specialist,
Personal Insurance 

Areas of Personal Insurance

Recent Blog Posts
Cyber security

Autopsy of a Cyber Nightmare: How to Protect Your Business

It’s Sunday afternoon. You’re watching football with friends. Or, maybe you’re at a family party. Meanwhile, somewhere in a rack of servers at your business, there is a fan, screaming like a banshee. It’s been whirring away at top speed, 24 hours a day, for a week. Until someone notices it, it’s going to keep […]

male contraception and sterilization procedures coverage

IRS Provides Short-Term Relief for HSA Eligibility in Maryland (Benefit Alert)

Current Maryland insurance law requires all policies issued or renewed in the state after January 1, 2018 to provide coverage for male contraception and sterilization procedures without being subject to any cost-sharing requirements (including the deductible). This mandate created a question as to whether such plans could still be considered Qualified High Deductible Health Plans […]

Most Fortune 500 Companies Have Mentor Programs. Do You?

What makes a company successful? Often, it’s attributed to having effective leaders. How can you make sure your company is developing excellent leaders? One of the ways is by implementing a mentor program.

Maryland Healthy Working Families Act (MHWFA)

Maryland Healthy Working Families Act (MHWFA)

On January 12, 2018, the Maryland legislature enacted the Maryland Healthy Working Families Act (MHWFA) by overriding Governor Hogan’s veto from the prior legislative session. The MHWFA requires all Maryland employers to provide sick and safe leave to eligible employees.  Legislative attempts to delay the effective date of the Act have been unsuccessful, so it is […]