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Umbrella Liability

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Umbrella insurance provides an extra layer of protection in addition to your existing homeowners and automobile insurance policies. Our PSA team can assist you in determining the right amount of coverage to match your needs.

An Umbrella policy is an affordable way to ensure that you will not be financially obligated in the event of a catastrophic event. The most common protection provided by Umbrella insurance is for lawsuits and legal fees.

The most common question asked is, how much coverage do I need? Your net worth is often the indicator that should be taken into consideration before determining a coverage amount that includes:

  • Value of your home
  • Value of your other assets
  • Current and expected income

PSA has the ability to write this coverage in amounts starting at $1,000,000 up to $100,000,000.

Areas of Personal Insurance

Recent Blog Posts

May
15th
How to Craft the Right Insurance Policy for Your Brewery

There are about 5,300 active breweries today across the U.S. That’s the most ever — and the number has increased sharply in just the last 10 years. If you’re a brewer, you already know this: The joy of brewing is not just about creating that perfect glass of ale; it’s also about seeing people enjoy […]

May
5th
Shackleton’s Leadership Lessons from the Bottom of the World

In 1914, Sir Ernest Henry Shackleton and his crew of 28 men set off for Antarctica to become the first people to ever cross the continent via the South Pole. He led the explorers on what is considered one of the greatest undertakings and leadership stories in recorded history. He called his expedition “The Imperial […]

Apr
26th
Final Rule Addresses ACA Marketplace Stability

The Centers for Medicare and Medicaid Services (CMS) has issued a final Market Stabilization Rule that is intended to help lower premiums and stabilize the individual and small group markets as well as increase health insurance choices in markets that are threatened by insurer exits.

Apr
12th
Looking for top talent? Employers need to nail the interview.

If you were a candidate interviewing for a job, you’d probably receive the advice, “Preparation is key.” But even on the other side of the table — as an employer interviewing candidates for an open position — the same recommendation applies.