PSA Perspective Blog | Contact Us | (800) 677-7887 |

Umbrella Liability

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Umbrella insurance provides an extra layer of protection in addition to your existing homeowners and automobile insurance policies. Our PSA team can assist you in determining the right amount of coverage to match your needs.

An Umbrella policy is an affordable way to ensure that you will not be financially obligated in the event of a catastrophic event. The most common protection provided by Umbrella insurance is for lawsuits and legal fees.

The most common question asked is, how much coverage do I need? Your net worth is often the indicator that should be taken into consideration before determining a coverage amount that includes:

  • Value of your home
  • Value of your other assets
  • Current and expected income

PSA has the ability to write this coverage in amounts starting at $1,000,000 up to $100,000,000.

Areas of Personal Insurance

Recent Blog Posts

Mar
29th
The ACA Is Still the Law of the Land (Benefit Minute)

Republican efforts to repeal and replace parts of the Affordable Care Act (ACA) with the American Health Care Act (AHCA) stalled on March 24, 2017 when Speaker of the House Paul Ryan determined he did not have the support needed to pass the bill in the House of Representatives and withdrew it without a vote. […]

Mar
24th
Executive Leadership: It’s time to make cyber resiliency YOUR next priority

You’ve probably read about major cybersecurity failures of large organizations, such as Yahoo, Sony, LinkedIn, Target, the Democratic National Committee, and the list goes on. While they’re not always in the headlines, evidence shows that small and medium-sized organizations are increasingly becoming the targets of cyber criminals and malicious actors. According to the most recent […]

Mar
17th
Work-Life Balance is a Myth — Instead, Find Work-Life Bliss

The day author and speaker Deirdre Maloney was interviewed on TV about a blog she wrote, she couldn’t get past what she saw on the screen — and how she felt afterward.

Mar
1st
How to Electronically Distribute ERISA-Required Documents (Benefit Minute)

Distribution of ERISA-required documents is challenging for employers.  Hard copy distribution is inefficient, costly, not environmentally friendly and out-of-date in the digital age.  However, electronic distribution must be accomplished in a manner that complies with Department of Labor (DOL) requirements and results in actual receipt by plan participants.