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Umbrella Liability

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Enhance your coverage with an Umbrella policy that provides protection for your family and property above and beyond the scope of your Home and Auto policies.

Umbrella insurance provides an extra layer of protection in addition to your existing homeowners and automobile insurance policies. Our PSA team can assist you in determining the right amount of coverage to match your needs.

An Umbrella policy is an affordable way to ensure that you will not be financially obligated in the event of a catastrophic event. The most common protection provided by Umbrella insurance is for lawsuits and legal fees.

The most common question asked is, how much coverage do I need? Your net worth is often the indicator that should be taken into consideration before determining a coverage amount that includes:

  • Value of your home
  • Value of your other assets
  • Current and expected income

PSA has the ability to write this coverage in amounts starting at $1,000,000 up to $100,000,000.

Areas of Personal Insurance

Recent Blog Posts

Aug
10th
Game of Stones: Examining the Foundational Elements of Effective Negotiation

According to Mark Jankowski, founder of Amplified Learning, effective negotiation requires three things: attitude, tools, and skills. “You can have any one, or even two of those things, but if you don’t put them all together, you won’t be effective,” he said at a recent PSA Partnership Event, “Game of Stones.” Where did he first […]

Aug
3rd
Don’t let interview bias and other missteps lead to a bad hire

When you are recruiting for an open position at your company, you want to hire someone who will succeed in the role. But that’s not always what actually happens. Often, interviewers are drawn to the people they relate to or simply like the most, rather than the candidates who are the most qualified. While that […]

Jul
27th
HIPAA and the Cloud (Benefit Minute)

Cloud computing allows convenient on-demand network access to a shared pool of computing resources (such as networks, servers, storage and applications) that can be rapidly supplied and used with minimal management effort or service provider interaction.   The computing resources are pooled to serve multiple customers and can be scaled to meet changes in demand. 

Jul
20th
A Snapshot of Today’s Most Prevalent Cyber Threats for the Non-Technical Executive, Part 2

In a recent blog post, we shared two prevalent cyber risks that your organization should be aware of — phishing and malware. Of course, those aren’t the only two threats you face when using technology or handling electronic data. This blog post provides an overview of two additional cyber threats to help you build a […]