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Pension Plans

The partnership between PSA’s Fiduciary Consulting Group and The PFE Group brings together leading specialties and processes in retirement planning along with greater resources and keen industry insight — all to help deliver exceptional client services and experiences.

The Fiduciary Consulting Group at PSA specializes in pension plan management as well as de-risking pension plans.

Pension Plan Management: If your company has a pension plan, it could be time to take a hard look at how that plan is managed – and by whom. The goal for most companies regarding their pension plan is not the same as it was 20 or 30 years ago. Times have changed and today’s pension plan expert should be focused more on managing liability and risk adjusted returns versus just the total return. Having the right people in place to manage your pension plan with today’s market in mind is key to the plan’s health and your company’s bottom line.

But evaluating candidate pension managers and determining which aspects of plan administration can be outsourced can be a daunting task. Not only is it an administrative burden to conduct a Pension Manager Search but it is difficult to understand the differences between the pension managers. The Fiduciary Consulting Group at PSA can guide you through this type of search process. We have a solid history of great results leading companies to identify their right pension manager and administration fit.

De-Risking Pension Plans: We believe that a combination of volatile markets and the increase of frozen plans over the last decade have driven the idea of “de-risking” a pension plan to the forefront of many pension plan sponsor’s minds. Conceptually, de-risking is exactly what it sounds like; reducing the sponsor’s exposure to risks as much as practically possible including  risks such as, investment risk (market volatility), interest rate risk and/or the risk that actual events do not meet the actuarial assumptions. There are a variety of methods we at the Fiduciary Consulting Group help our clients consider, but essentially pension risk can be managed similarly to any other risk – the plan sponsor can accept it, avoid it, reduce it or shift it to someone else. We will help you determine the best option for your company.

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