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Business Interruption Insurance

If your business is struck by an unfortunate event, such as a fire or natural disaster, and forced to relocate or even close, Business Interruption Insurance, also known as Business Income Insurance, will replace business lost and protect you from loss of income.

Business Interruption Insurance will cover:

  • Net profits that you would have made during the time period your business is unusable. This amount is determined by your past financial records.
  • Costs and expenses incurred while your business is unusable, which is also determined by your financial records.
  • Any costs incurred if your company must move to a temporary location.

We will work to uncover your organization’s unique exposures in order to identify your specific “what if” scenarios. This will help ensure that if your business falls victim to an event outside your control where income is lost and you continue to incur fixed expenses for an extended period – you will be covered.

While your Property Insurance will cover the damage sustained, Business Interruption Insurance will allow you to “keep your doors open” and return your operation to the state before the event occurred.

Areas of Risk Management

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