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Professional & Management Liability

Our goal is to ensure you and your business are properly protected. Accordingly, we will use our experience and knowledge to build the best professional liability insurance program for you.

Errors & Omissions Liability Insurance

Professionals face significant exposure from claims for losses or injuries to third parties arising from negligence in rendering their professional services. These claims are not addressed by your traditional General Liability Insurance. Our professional liability specialists work with doctors, attorneys, architects, engineers, accountants and other professionals, helping to ensure their practices are properly protected.

Directors & Officers Liability Insurance

If your organization has a board or you serve on a board as a director or officer, you need protection in an event of a lawsuit. Directors and Officers Liability Insurance is a specialized form of professional liability coverage for legal expenses and liability to shareholders, bondholders, creditors or others caused by actions or omissions of a director or officer of a corporation or nonprofit organization.

Employment Practices Liability Insurance (EPLI)

Employment-related claims, allegations of wrongful termination, discrimination, workplace harassment and retaliation arising out of employer-employee relationships are prevalent. Employment Practices Liability Insurance (EPLI) helps protect your company against claims from your employees that result from the general conduct of your business. An EPLI policy can protect your company against costs associated with the following: defending a lawsuit in court; judgments and settlements; and legal costs, whether your company wins or loses the suit.

Cyber Liability Insurance

Almost every company has some kind of network, database or online presence that can put the organization at risk for litigation. And most businesses are not aware that traditional general liability insurance policies do not cover exposures related to cyber liabilities. Cyber Liability Insurance is designed to protect businesses against liability and expenses arising from the theft or loss of data, as well as liability and expenses arising from a breach of data security or privacy. Cyber Liability Insurance is important for any organization that maintains a website, stores non-public client and/or employee information within a network, conducts business via the Internet or accepts payment online.

Fiduciary Liability Insurance

Fiduciary liabilities policies protect the individuals who administer employee benefits covered by Employee Retirement Income Security Act (ERISA), such as retirement plans and employee benefit programs. Even with participant-directed plans and the use of professional advisors, plan fiduciaries can be personally liable.

Areas of Risk Management

Recent Blog Posts
Cyber security

Autopsy of a Cyber Nightmare: How to Protect Your Business

It’s Sunday afternoon. You’re watching football with friends. Or, maybe you’re at a family party. Meanwhile, somewhere in a rack of servers at your business, there is a fan, screaming like a banshee. It’s been whirring away at top speed, 24 hours a day, for a week. Until someone notices it, it’s going to keep […]

male contraception and sterilization procedures coverage

IRS Provides Short-Term Relief for HSA Eligibility in Maryland (Benefit Alert)

Current Maryland insurance law requires all policies issued or renewed in the state after January 1, 2018 to provide coverage for male contraception and sterilization procedures without being subject to any cost-sharing requirements (including the deductible). This mandate created a question as to whether such plans could still be considered Qualified High Deductible Health Plans […]

Most Fortune 500 Companies Have Mentor Programs. Do You?

What makes a company successful? Often, it’s attributed to having effective leaders. How can you make sure your company is developing excellent leaders? One of the ways is by implementing a mentor program.

Maryland Healthy Working Families Act (MHWFA)

Maryland Healthy Working Families Act (MHWFA)

On January 12, 2018, the Maryland legislature enacted the Maryland Healthy Working Families Act (MHWFA) by overriding Governor Hogan’s veto from the prior legislative session. The MHWFA requires all Maryland employers to provide sick and safe leave to eligible employees.  Legislative attempts to delay the effective date of the Act have been unsuccessful, so it is […]