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Professional & Management Liability

Our goal is to ensure you and your business are properly protected. Accordingly, we will use our experience and knowledge to build the best professional liability insurance program for you.

Errors & Omissions Liability Insurance

Professionals face significant exposure from claims for losses or injuries to third parties arising from negligence in rendering their professional services. These claims are not addressed by your traditional General Liability Insurance. Our professional liability specialists work with doctors, attorneys, architects, engineers, accountants and other professionals, helping to ensure their practices are properly protected.

Directors & Officers Liability Insurance

If your organization has a board or you serve on a board as a director or officer, you need protection in an event of a lawsuit. Directors and Officers Liability Insurance is a specialized form of professional liability coverage for legal expenses and liability to shareholders, bondholders, creditors or others caused by actions or omissions of a director or officer of a corporation or nonprofit organization.

Employment Practices Liability Insurance (EPLI)

Employment-related claims, allegations of wrongful termination, discrimination, workplace harassment and retaliation arising out of employer-employee relationships are prevalent. Employment Practices Liability Insurance (EPLI) helps protect your company against claims from your employees that result from the general conduct of your business. An EPLI policy can protect your company against costs associated with the following: defending a lawsuit in court; judgments and settlements; and legal costs, whether your company wins or loses the suit.

Cyber Liability Insurance

Almost every company has some kind of network, database or online presence that can put the organization at risk for litigation. And most businesses are not aware that traditional general liability insurance policies do not cover exposures related to cyber liabilities. Cyber Liability Insurance is designed to protect businesses against liability and expenses arising from the theft or loss of data, as well as liability and expenses arising from a breach of data security or privacy. Cyber Liability Insurance is important for any organization that maintains a website, stores non-public client and/or employee information within a network, conducts business via the Internet or accepts payment online.

Fiduciary Liability Insurance

Fiduciary liabilities policies protect the individuals who administer employee benefits covered by Employee Retirement Income Security Act (ERISA), such as retirement plans and employee benefit programs. Even with participant-directed plans and the use of professional advisors, plan fiduciaries can be personally liable.

Areas of Risk Management

Recent Blog Posts

Nov
30th
IRS Employer Mandate Penalty Assessments Begin

The Internal Revenue Service (IRS) has begun assessing Affordable Care Act (ACA) employer mandate penalties for 2015 by sending certain employers Letter 226J, the preliminary tax penalty notification letter.

Executive Order on ACA

Oct
17th
Executive Branch Takes Action on the ACA (Benefit Minute)

In the last week, the Trump administration has taken action to make changes to certain aspects of the Affordable Care Act (ACA).  This action includes two new interim final regulations that scale back the ACA’s contraceptive coverage mandate, an Executive Order related to association health plans (AHP), health reimbursement arrangements (HRA) and short-term limited-duration insurance, […]

Oct
11th
A day in the life of a PSA intern

This year, we have officially kicked off a summer internship program for the future generation of insurance professionals, which we’ve featured in an earlier post Growing Your Next Insurance Partner.

Sep
27th
Recent Court Cases Impacting Employee Benefits (Benefit Minute)

This issue of the Benefit Minute summarizes recent judicial activity which may affect employers and their benefit plans.