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Captive Programs

Once we have identified a captive program is the best route for your organization, our Risk Solutions team will provide recommendations on the venue to use, whether on-shore or off-shore.

Whether you are a private organization or an entity in a group of similar organizations, our experienced Risk Solutions team will help you determine if a captive program is the right solution for you. Depending on your volume of claims, premium, and revenue, a captive program may work better for you than the traditional insurance model. We will first determine if your losses combined with your administrative costs would be less than the annual premium you pay to an insurer. If so, we will then set-up and manage either a single owner captive or group captive for your needs.

If a captive program is the best route for your organization, our Risk Solutions team will provide recommendations whether you should use on-shore or off-shore solutions. We know the ins and outs of the cities, states and countries with captive program legislation and can compare all of your options to help identify the right one for you.

Once the right solution is selected, we will direct you to a group of experts including actuaries, banks and tax accounts who will help complete the captive program set-up process. We will also help you choose your captive program management team including legal advisors and accountants as well as ensure you fulfill all of the annual requirements. We will become your captive manager.

In addition, if you are interested in re-insurance for your captive company, we can find and recommend a re-insurance company.

Areas of Risk Management

Recent Blog Posts

May
15th
How to Craft the Right Insurance Policy for Your Brewery

There are about 5,300 active breweries today across the U.S. That’s the most ever — and the number has increased sharply in just the last 10 years. If you’re a brewer, you already know this: The joy of brewing is not just about creating that perfect glass of ale; it’s also about seeing people enjoy […]

May
5th
Shackleton’s Leadership Lessons from the Bottom of the World

In 1914, Sir Ernest Henry Shackleton and his crew of 28 men set off for Antarctica to become the first people to ever cross the continent via the South Pole. He led the explorers on what is considered one of the greatest undertakings and leadership stories in recorded history. He called his expedition “The Imperial […]

Apr
26th
Final Rule Addresses ACA Marketplace Stability

The Centers for Medicare and Medicaid Services (CMS) has issued a final Market Stabilization Rule that is intended to help lower premiums and stabilize the individual and small group markets as well as increase health insurance choices in markets that are threatened by insurer exits.

Apr
12th
Looking for top talent? Employers need to nail the interview.

If you were a candidate interviewing for a job, you’d probably receive the advice, “Preparation is key.” But even on the other side of the table — as an employer interviewing candidates for an open position — the same recommendation applies.