Using the latest technologies and methodologies, PSA and United Capital are teaming up to deliver the best wealth management services and experience possible. The partnership brings a number of benefits to our clients, including access to the most innovative practices in investment advisory.
Clients are offered a broad array of portfolio management options including customized portfolios and a series of model portfolios that we manage for many of our clients utilizing the Schwab Advisor Services platform with access to thousands of mutual funds and ETFs. We apply our collective 100 years of experience across our team and use leading independent research services to build and manage our portfolios.
Our Investment Committee manages our model portfolios as a team and seeks to provide our clients with the best portfolio to meet their objectives. Each client benefits from the personal guidance of a Financial Advisor and the value of an individual portfolio that is managed by our investment committee or customized by their Advisor.
Our investment options include portfolios comprised of mutual funds, ETFs, and managed portfolios of individual securities. Each program offers portfolios focused on growth, income, or a balanced strategy with varying degrees of risk.
The Sundial Portfolios program is our core offering of portfolio management and offers several portfolio options to meet the needs of many investors. The program offers nine portfolios that provide a diversified, asset allocated portfolio based on the overall needs, objectives, and goals of a client, in addition to considering their time horizon and risk tolerance. We offer three portfolios that are focused on generating income for our clients, three balanced portfolios dedicated to both income and growth, and three growth oriented portfolios that are focused on asset appreciation.
We use a strict investment discipline supported by a long-term vision for investing and adhere to a fundamental investment approach using diversification and strategic asset allocation. Modern portfolio theory is utilized in building our portfolio strategies, and independent research provides insight as we select the individual mutual funds and ETFs. Our program offers strategies focused on growth, income, and balanced objectives with varying degrees of risk ranging from conservative to aggressive. Our portfolios are typically comprised of 15 – 30 mutual funds and ETFs across several asset classes and are monitored by our investment committee.
Managed Investment Portfolio
In addition to our managed account program with model portfolios, we offer a more customized approach that allows us to invest with a specific strategy designed for the client. This program provides our clients with greater flexibility in managing their assets while gaining access to a broad array of investment options within an advisory account.
We have access to thousands of mutual funds to build portfolios for our clients and use independent research to evaluate which funds to include in our clients’ portfolios. Mutual funds are selected for our clients based on their overall performance, management, ability to represent their asset class properly, rating by research professionals, quantitative analysis, risk profile, ranking among peer funds, and cost.
Exchange Traded Funds
We offer Exchange Traded Funds within our portfolios and as an ETF-only portfolio if desired. Independent research is used to evaluate which ETFs to include within our clients’ portfolios. The ETFs are selected for our clients based on their overall performance, management, ability to represent their asset class properly, rating by research professionals, quantitative analysis, risk profile, ranking among peer funds, and cost.