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About Curt Wilkerson

Curt Wilkerson, CLU, CHFC, REBC, RHU, CSA, vice president, leads the life insurance, long-term care insurance, annuity and disability divisions. With more than 34 years of experience, Curt focuses on business insurance and planning, estate planning and family wealth preservation. He is a member of the Baltimore Life Underwriters Association, a gold key member and past President of the Baltimore chapter of the Society of Financial Service Professionals.

Non-Traditional Long-Term Care Insurance Options

Curt Wilkerson • Jun 18th, 2013

A recent Associated Press article reports that government figures show nearly 7 in 10 Americans will need long-term care at some point after they reach age 65, whether it’s from a relative, home health aide, assisted living or a nursing home. Continue Reading

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Income Riders: A Different Retirement Philosophy for Baby Boomers

Curt Wilkerson • Feb 4th, 2013

According to the Pew Research Center, just over a quarter of the total U.S. population are “baby boomers,” which refers to the dramatic post–World War II baby boom from 1946 to 1964. And if you are one of this 26% and preparing for your retirement, then you are most likely aware that you are facing very different circumstances than your parents. Continue Reading

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When Planning for Your Retirement, Do Not Forget Your Long Term Care Insurance

Curt Wilkerson • Nov 13th, 2012

We hear a lot about the importance of adequately planning for a successful retirement but there is often a hole left during this planning process when considering the cost of medical care. More than two-fifths (42%) of people age 65 and over have reported a functional limitation. Eighteen percent had difficulty with one to two basic activities of life (ADLs) [Source: 2009 Long Term Care Insurance Sourcebook, American Association for Long-Term Care Insurance]. Unfortunately these statistics prove that there is a high probability that you or a loved one will one day no longer be able to perform the basic activities of life and will need the extra care.

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