PSA Perspective

  1. Is Your Company Prepared for a Medical Emergency? Create an Emergency Response Team.

    Did you know, your business—whether based in an office or at a construction site—must comply with certain federal requirements for first aid and emergency medical treatment? What many people don’t realize is that having a first aid kit and calling 9-1-1 are not enough. You likely need an Emergency Response Team for your company. Here’s […]

  2. Stop the Stigma. Prevent Abuse with Risk Management

    Did you know that one in four girls and one in six boys will experience some type of physical, sexual, or mental abuse, and that 80% of abuse cases go unreported? The expansion of the #MeToo movement has brought to light the severity and frequency of abuse scenarios, and has also aided in breaking down […]

  3. HSA Eligibility & Contributions Reminders (Benefit Minute)

    Individuals enrolled in a qualified high deductible health plan (QHDHP) are generally eligible to contribute to a health savings account (HSA) on a tax favored basis up to limits established by the IRS.  However, certain situations may adversely impact the ability to make an HSA contribution and/or impact the amount that may be contributed.  These […]

  4. PSA in Good Health October Tips

    Knowing Your Health Numbers What does your doctor mean when he/she says you should know your numbers? And why is it important? Check out this month’s In Good Health Tips to find out! For more information, click on the buttons below to download the flyers in English and Spanish, or contact me at Dherndon@psafinancial.com

  5. Press Release: Leadership Updates

    September, 25, 2019, Hunt Valley, MD — PSA is excited to announce the completion of a plan our leadership team has been working on for over a year. It is a vision designed to ensure an even better experience for our client partners. After much thought and introspection, Chip Lewis has decided to adjust his […]

  6. Protecting Patients from “Surprise Medical Bills” (Benefit Minute)

    Group health plans and insurers may offer in-network benefits only (HMO) or both in-network and out-of-network benefits (PPO).  When an insured patient chooses to use an out-of-network provider, they will generally receive a lesser benefit level and be subject to balance billing since the provider has not agreed to a contracted rate.  For an HMO, […]

  7. Experience Modification Rate De-Mystified: How It Affects Your Workers’ Compensation Premium

    As a commercial business owner, you may have heard about the Experience Modification Rate (EMR), but what is it, and how is it calculated? It’s important to understand because it affects your workers’ compensation insurance premium, and an expensive policy can take away from money you could spend elsewhere and impacts your bottom line. This […]

  8. PSA in Good Health September Tips

    Find the Motivation to Change Your Life If you are like most people, you have this sense in the back of your mind that you need to make a change. But usually, it seems easier to continue your bad habits than to change. Check out this month’s In Good Health flyer to find the motivation […]

  9. What Is Cyber Insurance and Why Is It the New “Must Have” for Businesses?

    If you’re like millions of business people, your usual Monday morning probably consists of starting up your computer, checking email, catching up on news and trends related to your industry, logging into systems, and getting a general lay of the land to plan out your week. If your typical routine doesn’t involve technology in some […]