Posts in Commercial Insurance

  1. Shining Light on the Dark Web – Cyber Risk Management Strategies to Minimize Impact on Your Business

    There’s a suspicious-looking person in a trench coat typing away at a keyboard in a dark room. Are they stealing data? Selling drugs? Hiring hitmen for a job? This is what we think of when we hear the term dark web. In a recent webinar I hosted with Emily Wilson, VP of Research at Terbium […]

  2. Is Your Company Prepared for a Medical Emergency? Create an Emergency Response Team.

    Did you know, your business—whether based in an office or at a construction site—must comply with certain federal requirements for first aid and emergency medical treatment? What many people don’t realize is that having a first aid kit and calling 9-1-1 are not enough. You likely need an Emergency Response Team for your company. Here’s […]

  3. Stop the Stigma. Prevent Abuse with Risk Management

    Did you know that one in four girls and one in six boys will experience some type of physical, sexual, or mental abuse, and that 80% of abuse cases go unreported? The expansion of the #MeToo movement has brought to light the severity and frequency of abuse scenarios, and has also aided in breaking down […]

  4. Experience Modification Rate De-Mystified: How It Affects Your Workers’ Compensation Premium

    As a commercial business owner, you may have heard about the Experience Modification Rate (EMR), but what is it, and how is it calculated? It’s important to understand because it affects your workers’ compensation insurance premium, and an expensive policy can take away from money you could spend elsewhere and impacts your bottom line. This […]

  5. What Is Cyber Insurance and Why Is It the New “Must Have” for Businesses?

    If you’re like millions of business people, your usual Monday morning probably consists of starting up your computer, checking email, catching up on news and trends related to your industry, logging into systems, and getting a general lay of the land to plan out your week. If your typical routine doesn’t involve technology in some […]

  6. Get Your Head in the Game: Six “How-Tos” to Create a Super Bowl-Winning Workplace Safety Culture

    All around the country, cleats are hitting the turf as NFL players throw everything they have into drills and scrimmages at training camp. While you’re enjoying a baseball game, grabbing an ice cream cone, or relaxing at the beach, NFL players are training hard—why? Because you can’t stumble into winning the Super Bowl. The same […]

  7. Are Volunteers Covered Under Workers Compensation or Liability Policy?

    Volunteers are an incredible asset to countless organizations and businesses, from schools and non-profits to eldercare centers and hospitals. According to the latest study by the Corporation for National and Community Service, about 77.34 million people volunteered through an organization last year. The cost-savings of using volunteers are substantial, adding up to an estimated value […]

  8. Can’t Cover Your Cannabis Biz? Making Sense of the Current Cannabis Insurance Marketplace

    The Cannabis insurance market remains limited. Whether you own a dispensary, grow facility, processing operation, or testing lab, for the most part, cannabis businesses can only buy insurance from a handful of insurers. Additionally, cannabis entrepreneurs are often surprised to learn that their cannabis insurance policies are much more restrictive than policies covering their other […]

  9. Forging Ahead for Maryland Manufacturing Success

    With unknowns in the global market, pending trade deals with China and implications of those deals, and omens aligning with the possibility of a recession for the American economy looming in the future, are you staying abreast of changes and issues set to hit the Maryland manufacturing industry in 2019? PSA was privileged to host […]