Posts in Commercial Insurance

  1. Small Business F&L Construction Inc.’s Recipe for Thriving, Not Just Surviving the Pandemic

    F&L Construction Inc. is a locally-owned small business that has been serving the Washington D.C. Metropolitan area since 1991, providing services in general contracting, construction management, design-build, and site development. I recently had the opportunity to speak with their founder and CEO, Freddie Winston, a long-time and devoted client of PSA, about how F&L Construction, […]

  2. How to Prevent Ransomware Attacks

    Cyber risk is real and evolving. In today’s interconnected digital world, all businesses that use technology and handle sensitive data are exposed to cyber risks. According to the 2019 Verizon Data Breach Investigations report, 56% of breaches took months or longer to discover. The 2020 Verizon report finds that Phishing was the top threat behind […]

  3. National Insurance Awareness Day: 3 Areas of Risk to Cover During the Pandemic

    Since June 28th has been coined National Insurance Awareness Day, each year, this holiday serves as a reminder to review your current insurance coverage. It is the perfect time to evaluate your coverage and make any necessary adjustments for peace of mind and a secure future. Particularly, in these unprecedented times due to the COVID-19 […]

  4. COVID-19 Return to Work Guidelines: Safety and Risk Considerations

    This blog is the final installment in a three-part series addressing return to work considerations discussed in a recent PSA webinar. In part one, we covered COVID-19 testing and managing sick employees, and in part two, we discussed HR considerations for getting employees back to the workplace and granting accommodations. In this post, we focus […]

  5. 10 Overlooked Workplace Safety Best Practices to Implement

    As a result of mandated time at home due to the COVID-19 quarantine, I am seeing family and friends on social media completing all kinds of projects they never had the time to do before. Let’s apply that time and mentality to workplace safety best practices.  As a safety professional, with thousands of safety assessments […]

  6. COVID-19: 5 Cybersecurity Risks You Need to Consider

    Remember when we said that cybersecurity risks are important to pay attention to? Well, now is the time to listen. As you are probably reading this from your basement, kitchen table, or makeshift office, I don’t need to tell you that COVID-19 has changed the way we work literally overnight. Not only do many of […]

  7. Coronavirus and Insurance

    As of late, all risk management professionals have been engaging in challenging conversations with their clients. The unfortunate truth is that the insurance industry never anticipated a major outbreak like the Coronavirus, and therefore, has not drafted any commercial insurance policy to provide specific coverage for this scenario. We are in uncharted territory. At the […]

  8. COVID-19: What’s Covered Under Workers’ Compensation Claims

    While so much of the economic impact on businesses stemming from COVID-19 is seemingly uncovered by insurance policies, there are conditions under which employers may feel some relief. Workers’ Compensation is the area where we may see some coverage for a directly infected employee if it can be proven the infection was contracted in the […]

  9. How to Prevent or Reduce Theft in Your Organization

    With many businesses closing or switching to remote work due to current events, many buildings and storage yards are unattended. Aside from installing or reactivating central station monitored alarm systems, here are ways you can keep your business safe from theft.