Have you ever been a victim of theft, or perhaps one of your favorite possessions mysteriously disappeared? Both can be financially and emotionally devastating experiences, especially theft, which can leave you with a feeling of having your privacy completely invaded.
I found during my many years in the insurance industry that most people are not adequately familiar with the coverage and limitations of their homeowner’s insurance until something happens and they need to file a claim. I feel it is important to understand the terms and conditions when purchasing a new policy or changing an existing policy to ensure protection for various types of losses of your personal property.
In this blog, I will explain what you should know about your homeowner’s policy, as well as share a key takeaway to protect yourself from the most common types of loss including theft, mysterious disappearance and accidental breakage/damage of your valuable possessions. Continue Reading
In one of my previous posts, I wrote about making sure you know what’s covered in your auto insurance policy. While there are several areas that you should take a close look at if you haven’t reviewed your policy lately, your Uninsured Motorist Coverage is an area you should pay particular attention to. Continue Reading
According to recent FBI statistics, burglaries of residential properties account for 73.2 percent of all burglary offenses, and victims suffered an estimated $3.9 billion in property losses. Also, the Bureau of Justice Statistics reports seasonal variation in household burglary victimization rates, which tends to be about 11 percent higher in the summer than during the rest of the year.
It’s no secret we live in a litigious society, and as an executive, business owner, lawyer or physician, you are probably keenly aware of the importance of commercial property & casualty insurance, but did you know that your company’s assets could be at stake if you or even one of your employees is in an accident in a non-company owned vehicle? Continue Reading
Have you reviewed your auto insurance policy recently? If not, you could be either overpaying for your coverage or have inadequate coverage. When your auto insurance policy is up for renewal each year, it is always important to take the time to give it a check to ensure you have the right coverage at the right cost. Continue Reading