Posts in Personal Financial Management

  1. Retirement Planning: Focusing on the Factors You Can Control

    This post was authored by Will Kelly, Managing Director, at our partner company United Capital Management. The financial services industry tends to focus consumers on the wrong things. Here are a few bits of truth: Your personal financial goals are not directly tied to how XYZ Fund performs against the S&P 500 on a particular […]

  2. The Value of Holistic Retirement Planning

    Your savings won’t be the only thing you need to consider when it is time to retire. Rather, you want to approach your retirement with a clear picture of your entire financial well-being, so ask yourself: Do I know my real net worth? Are my finances in a state of disorder? Do I know my […]

  3. Planning for a Successful Retirement: Beware of Retirement Pitfalls with These Pillars of Protection

    Planning always starts with how you decide to define your personal goals and dreams for a comfortable and satisfying retirement. Many retirees today are staying very active with volunteer work, travel and family. If you’re approaching your retirement, it’s important to not be short sighted, have all the right planning in place, and to avoid […]

  4. Protecting Your Fixed Income Portfolio in a Rising Interest Rate Environment

    Bond holders, take note: with the economy improving, the Federal Reserve indicates it will make some changes that may well affect bond prices.

  5. Non-Traditional Long-Term Care Insurance Options

    A recent Associated Press article reports that government figures show nearly 7 in 10 Americans will need long-term care at some point after they reach age 65, whether it’s from a relative, home health aide, assisted living or a nursing home.

  6. Cutting Through the Misinformation: When to Start and How to Maximize Your Social Security Benefits

    There is a lot of misinformation out there regarding the best strategies for starting to take your social security benefits. Not only is it important to accurately identify the best time to start your social security benefits, it is also essential to know how to maximize those benefits.

  7. Income Riders: A Different Retirement Philosophy for Baby Boomers

    According to the Pew Research Center, just over a quarter of the total U.S. population are “baby boomers,” which refers to the dramatic post–World War II baby boom from 1946 to 1964. And if you are one of this 26% and preparing for your retirement, then you are most likely aware that you are facing very different […]

  8. Understanding the Rules of Required Minimum Distributions (RMDs)

    A Required Minimum Distribution (RMD) is defined as how long you, as the taxpayer (and after your death, the beneficiary), may defer withdrawals from your retirement account. When it comes to Required Minimum Distributions (RMDs) there are many, many rules and you soon realize that the more you know about RMDs, the more you find out […]

  9. Why You Need to Make Beneficiary Planning a Priority

    Financial planning is instrumental to creating a successful future for you and your family.