What Our Customers Are Saying

“PSA beat the competition by providing my construction business with broader commercial liability coverage and workers’ compensation at affordable cost. And that’s not all. They continue to provide reliable and fast service every time I call especially responding to my certificate requests. There are many things I have to worry about running a business, but insurance is not one of them thanks to PSA.”

You’re Covered on All Angles

Whether you need a quick certificate of insurance or broader coverage at better price, PSA can help. We’ve been working with construction contractors identifying their exposures, mitigating operational risks and controlling their insurance costs. Our team of specialists offer a wide range of insurance policies for all types of construction businesses—commercial, residential, government, industrial or infrastructure. We work with our broad network of A-rated carriers to offer you the best terms and pricing available in the market.

Remain competitive by partnering with PSA. These are only a few ways we have your back.

Property & Casualty Insurance

You can rest assured that your construction business is protected in the events of physical commercial property loss and liability claims with our comprehensive commercial property and casualty insurance solutions.

We offer a comprehensive list of coverages and services:

Commercial Insurance

  • Commercial Property Insurance
  • Business Interruption Insurance
  • Commercial Auto Insurance
  • Commercial Liability Insurance
  • Workers’ Compensation Insurance
  • Umbrella Insurance
  • Inland Marine—Contractor’s Equipment
  • Builder’s Risk Insurance

Risk & Safety Management

Our risk management programs aim to prevent employee injuries, protect your properties, minimize business interruption, prevent fleet collisions and protect you from liability claims. With our methods, resources and expertise, our construction clients achieve significant results—to date we have helped save millions of dollars and prevented numerous injuries.

Highlights of our safety programs and risk management plans include:

  • Safety Assessments
  • Loss Trend Analysis
  • Exposure Analysis and Control
  • Site Safety Analysis
  • Design and Implementation of Safety Management Systems
  • Safety and Health Processes
  • OSHA Compliance/Defense
  • Acquisition Due Diligence
  • On-Site and On-Demand Education

Management Liability

Your construction company’s leadership working in the best interests of your operation can be personally named in lawsuits. It can happen any time, and these claims can easily cost you hundreds of thousands of dollars. The PSA team will use our experience, knowledge and broad market access to build a comprehensive program that will allow your team to operate with confidence.

Management Liability insurance highlights include:

  • Errors & Omissions Liability
  • Directors & Officers Liability
  • Employment Practices Liability (EPLI)
  • Fiduciary Liability

Cyber Insurance & Risk Management

All construction contractors who use technology and handle sensitive data are exposed to cyber risk. Don’t wait for a cyber incident. Now is the time to make sure you can respond and recover if something goes wrong.

No one can eliminate cyber risk, but we can help your construction business respond and recover faster from cyber incidents. Our holistic and strategic approach to cyber risk management can help you quantify how much a potential breach can cost you to select the right cyber insurance coverage aligned with your construction exposures.

As an active member of the cybersecurity community, we do more than sell you an insurance policy – we work with industry leading cybersecurity technology and service provider partners to bring you innovative cyber risk management solutions.

Claims Advocacy & Management

An injured employee, damaged equipment, a customer who feels they’ve been wronged—for many construction contractor business leader, dealing with a claim is their least favorite part of running their business. Between resource drain, distraction and the potential for litigation, there’s a lot on the line.

To help ease the burden of managing claims, your PSA Claims Advocate is available to provide:

  • Advice prior to submitting a claim
  • Feedback throughout the claims process including suggestions on alternative defense methods
  • Attendance on carrier conference calls, mediation hearings, mandatory settlement conferences and claims meetings
  • Feedback regarding settlement offers
  • Review and explanation of Reservation of Rights letter
  • Negotiating with carriers to avoid over-reserving
  • Stewardship reports with claim reviews

Experience the Difference of a True Partner

With over 90 years of experience, as a Top 100 Insurance Broker in the U.S., we provide national-caliber capabilities with local service. PSA is your partner to help you understand all the exposures you face in the day-to-day and long-term operations of your company. Our talented team of seasoned experts craft comprehensive insurance policies and sophisticated risk management programs for businesses of any size and industry.