What Our Customers Are Saying

“As a surgeon, I have an extremely busy schedule. I appreciate PSA’s willingness to take my calls in the evening, and even on the weekend. PSA worked diligently to make sure I received the best medical malpractice coverage, and they have even saved me thousands of dollars on my policy. I consider them a true trusted advisor.”

Dr. Thomas W., General Surgeon

You Care for Your Patients — But Who’s Looking After You?

 

Lawsuits can be a major distraction from your important patient work and can damage your reputation. Moreover, awards in medical malpractice suits can be very costly. It’s vital for doctors and other healthcare professionals to have the right insurance protections.

For over 30 years, PSA has worked together with thousands of medical professionals. We specialize in providing the most optimal protection at the best price.

Focus on your practice and leave the rest to PSA. In addition to protecting you with medical malpractice insurance, these are only a few ways we have your back.

Management Liability

You or any of your physician partners can be personally named in lawsuits. It can happen any time, and these claims can easily cost you hundreds of thousands of dollars. The PSA team will use our experience, knowledge and broad market access to build a comprehensive program that will allow your team to operate with confidence.

Management Liability insurance highlights include:

  • Medical Malpractice Insurance
  • Directors & Officers Liability
  • Employment Practices Liability (EPLI)
  • Fiduciary Liability

Property & Casualty Insurance

You can rest assured that your healthcare practice is protected in the events of physical commercial property loss and liability claims with our comprehensive commercial property and casualty insurance solutions.

Property and casualty insurance highlights include:

  • General Liability Insurance
  • Commercial Property Insurance
  • Workers’ Compensation Insurance
  • Business Interruption Insurance
  • Employee Dishonesty Insurance
  • Billing Error Insurance
  • Commercial Auto Insurance

Cyber Insurance & Risk Management

All healthcare practices that use technology and handle sensitive medical data are exposed to cyber risk. Don’t wait for a cyber incident that can result in theft of your medical records or your operation becoming a hostage. Now is the time to make sure you can respond and recover if something goes wrong.

No one can eliminate cyber risk, but we can help you respond and recover faster from cyber incidents. Our holistic and strategic approach to cyber risk management can help you quantify how much a potential breach can cost you to select the right cyber insurance coverage aligned with your exposures.

As an active member of the cybersecurity community, we do more than sell you an insurance policy – we work with industry leading cybersecurity technology and service provider partners to bring you innovative cyber risk management solutions.

Claims Advocacy & Management

An injured employee, a patient who feels they’ve been wronged, or a damaged equipment—for many medical professionals, dealing with a claim is their least favorite part of running their healthcare practice. Between resource drain, distraction and the potential for litigation, there’s a lot on the line.

To help ease the burden of managing claims, your PSA Claims Advocate is available to provide:

  • Advice prior to submitting a claim
  • Feedback throughout the claims process including suggestions on alternative defense methods
  • Attendance on carrier conference calls, mediation hearings, mandatory settlement conferences and claims meetings
  • Feedback regarding settlement offers
  • Review and explanation of Reservation of Rights letter
  • Negotiating with carriers to avoid over-reserving
  • Stewardship reports with claim reviews

Risk & Safety Management

Our risk management programs aim to prevent employee injuries, protect your properties, minimize business interruption, and protect you and your practice from liability claims. With our methods, resources and expertise, our client medical professionals achieve significant results—to date we have helped save millions of dollars and prevented numerous injuries.

Highlights of our safety programs and risk management plans include:

  • Safety Assessments
  • Loss Trend Analysis
  • Exposure Analysis and Control
  • Site Safety Analysis
  • Design and Implementation of Safety Management Systems
  • Safety and Health Processes
  • OSHA Compliance/Defense
  • Acquisition Due Diligence
  • On-Site and On-Demand Education

Management Liability

You or any of your physician partners can be personally named in lawsuits. It can happen any time, and these claims can easily cost you hundreds of thousands of dollars. The PSA team will use our experience, knowledge and broad market access to build a comprehensive program that will allow your team to operate with confidence.

Management Liability insurance highlights include:

  • Medical Malpractice Insurance
  • Directors & Officers Liability
  • Employment Practices Liability (EPLI)
  • Fiduciary Liability

Property & Casualty Insurance

You can rest assured that your healthcare practice is protected in the events of physical commercial property loss and liability claims with our comprehensive commercial property and casualty insurance solutions.

Property and casualty insurance highlights include:

  • General Liability Insurance
  • Commercial Property Insurance
  • Workers’ Compensation Insurance
  • Business Interruption Insurance
  • Employee Dishonesty Insurance
  • Billing Error Insurance
  • Commercial Auto Insurance

Cyber Insurance & Risk Management

All healthcare practices that use technology and handle sensitive medical data are exposed to cyber risk. Don’t wait for a cyber incident that can result in theft of your medical records or your operation becoming a hostage. Now is the time to make sure you can respond and recover if something goes wrong.

No one can eliminate cyber risk, but we can help you respond and recover faster from cyber incidents. Our holistic and strategic approach to cyber risk management can help you quantify how much a potential breach can cost you to select the right cyber insurance coverage aligned with your exposures.

As an active member of the cybersecurity community, we do more than sell you an insurance policy – we work with industry leading cybersecurity technology and service provider partners to bring you innovative cyber risk management solutions.

Claims Advocacy & Management

An injured employee, a patient who feels they’ve been wronged, or a damaged equipment—for many medical professionals, dealing with a claim is their least favorite part of running their healthcare practice. Between resource drain, distraction and the potential for litigation, there’s a lot on the line.

To help ease the burden of managing claims, your PSA Claims Advocate is available to provide:

  • Advice prior to submitting a claim
  • Feedback throughout the claims process including suggestions on alternative defense methods
  • Attendance on carrier conference calls, mediation hearings, mandatory settlement conferences and claims meetings
  • Feedback regarding settlement offers
  • Review and explanation of Reservation of Rights letter
  • Negotiating with carriers to avoid over-reserving
  • Stewardship reports with claim reviews

Risk & Safety Management

Our risk management programs aim to prevent employee injuries, protect your properties, minimize business interruption, and protect you and your practice from liability claims. With our methods, resources and expertise, our client medical professionals achieve significant results—to date we have helped save millions of dollars and prevented numerous injuries.

Highlights of our safety programs and risk management plans include:

  • Safety Assessments
  • Loss Trend Analysis
  • Exposure Analysis and Control
  • Site Safety Analysis
  • Design and Implementation of Safety Management Systems
  • Safety and Health Processes
  • OSHA Compliance/Defense
  • Acquisition Due Diligence
  • On-Site and On-Demand Education

Experience the Difference of a True Partner

With over 90 years of experience, as a Top 100 Insurance Broker in the U.S., we provide national-caliber capabilities with local service. PSA is your partner to help you understand all the exposures you face in the day-to-day and long-term operations of your company. Our talented team of seasoned experts craft comprehensive insurance policies and sophisticated risk management programs for businesses of any size and industry.