Author Blog Post Archive
In the era of health care reform, high-deductible health plans significantly increased health care costs to most employees. It is important to consider how an accident might affect their month-to-month budgets. Even with a comprehensive major medical plan, they could still face substantial out-of-pocket expenses.
A huge component of running a successful business is incentivizing and retaining good employees. Most employers create this incentive by offering quality benefits packages, which boost employee morale, minimize turnover rate, support healthier lifestyles, lead to better job performance and ultimately improve the profitability of the business. However, in light of the healthcare reform, attractive […]
In this era of requirements and changes associated with the Affordable Care Act (ACA), keeping costs down while still providing a competitive benefits package has become a constant struggle for large and mid-sized employers. The two most common means of controlling costs—neither of them particularly palatable—have been (1) lowering the level of coverage for employees […]
Being a smart buyer of long-term disability insurance (LTD) for your company is about more than just up-front costs — it’s about providing income refuge for the employee and a compassionate and cost-effective path to separation for the employer while reducing liability. We’ll review key aspects of a well-crafted LTD plan, including getting the injured […]
To open and contribute to a Health Savings Account (HSA), you need to meet three simple criteria: High Deductible Health Plan: You must have a High Deductible Qualified Health Plan (QHDHP). Independent Tax Status: You can’t be claimed as a dependent on someone else’s tax return. No Other Health Benefits: You can’t have other public […]
The last thing most people want to spend time thinking about when planning a dream trip is health insurance.
