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Commercial Liability

Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims.

Even the most reputable businesses are at risk of a lawsuit. Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims. Covered liability claims include bodily injury, property damage, personal and advertising injury, medical payments and other exposures. As a business owner/executive, keenly aware of the day-to-day accidents that can occur, you need commercial liability insurance, which will allow your business to continue operating in the event you face real or fraudulent claims of certain types of negligence or wrongdoing.

Our team of specialists dig deeper by being on-site, at your place of business, to identify potential risks and exposures. We will build a liability insurance program that protects you and your employees, ensures your risk is classified properly, safeguards your reputation, controls loss and lowers costs. We will be your advocate staying in contact with you throughout the year, periodically reviewing your exposures to help prevent any surprise costs at the end of your policy term.

Areas of Risk Management

Recent Blog Posts

Mar
29th
The ACA Is Still the Law of the Land (Benefit Minute)

Republican efforts to repeal and replace parts of the Affordable Care Act (ACA) with the American Health Care Act (AHCA) stalled on March 24, 2017 when Speaker of the House Paul Ryan determined he did not have the support needed to pass the bill in the House of Representatives and withdrew it without a vote. […]

Mar
24th
Executive Leadership: It’s time to make cyber resiliency YOUR next priority

You’ve probably read about major cybersecurity failures of large organizations, such as Yahoo, Sony, LinkedIn, Target, the Democratic National Committee, and the list goes on. While they’re not always in the headlines, evidence shows that small and medium-sized organizations are increasingly becoming the targets of cyber criminals and malicious actors. According to the most recent […]

Mar
17th
Work-Life Balance is a Myth — Instead, Find Work-Life Bliss

The day author and speaker Deirdre Maloney was interviewed on TV about a blog she wrote, she couldn’t get past what she saw on the screen — and how she felt afterward.

Mar
1st
How to Electronically Distribute ERISA-Required Documents (Benefit Minute)

Distribution of ERISA-required documents is challenging for employers.  Hard copy distribution is inefficient, costly, not environmentally friendly and out-of-date in the digital age.  However, electronic distribution must be accomplished in a manner that complies with Department of Labor (DOL) requirements and results in actual receipt by plan participants.