PSA Perspective Blog | Contact Us | (800) 677-7887 |

Commercial Liability

Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims.

Even the most reputable businesses are at risk of a lawsuit. Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims. Covered liability claims include bodily injury, property damage, personal and advertising injury, medical payments and other exposures. As a business owner/executive, keenly aware of the day-to-day accidents that can occur, you need commercial liability insurance, which will allow your business to continue operating in the event you face real or fraudulent claims of certain types of negligence or wrongdoing.

Our team of specialists dig deeper by being on-site, at your place of business, to identify potential risks and exposures. We will build a liability insurance program that protects you and your employees, ensures your risk is classified properly, safeguards your reputation, controls loss and lowers costs. We will be your advocate staying in contact with you throughout the year, periodically reviewing your exposures to help prevent any surprise costs at the end of your policy term.

Areas of Risk Management

Recent Blog Posts

Nov
30th
IRS Employer Mandate Penalty Assessments Begin

The Internal Revenue Service (IRS) has begun assessing Affordable Care Act (ACA) employer mandate penalties for 2015 by sending certain employers Letter 226J, the preliminary tax penalty notification letter.

Executive Order on ACA

Oct
17th
Executive Branch Takes Action on the ACA (Benefit Minute)

In the last week, the Trump administration has taken action to make changes to certain aspects of the Affordable Care Act (ACA).  This action includes two new interim final regulations that scale back the ACA’s contraceptive coverage mandate, an Executive Order related to association health plans (AHP), health reimbursement arrangements (HRA) and short-term limited-duration insurance, […]

Oct
11th
A day in the life of a PSA intern

This year, we have officially kicked off a summer internship program for the future generation of insurance professionals, which we’ve featured in an earlier post Growing Your Next Insurance Partner.

Sep
27th
Recent Court Cases Impacting Employee Benefits (Benefit Minute)

This issue of the Benefit Minute summarizes recent judicial activity which may affect employers and their benefit plans.