PSA Perspective Blog | Contact Us | (800) 677-7887 |

Commercial Liability

Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims.

Even the most reputable businesses are at risk of a lawsuit. Liability insurance protects the assets of a business when it is sued and is the first line of defense against many common claims. Covered liability claims include bodily injury, property damage, personal and advertising injury, medical payments and other exposures. As a business owner/executive, keenly aware of the day-to-day accidents that can occur, you need commercial liability insurance, which will allow your business to continue operating in the event you face real or fraudulent claims of certain types of negligence or wrongdoing.

Our team of specialists dig deeper by being on-site, at your place of business, to identify potential risks and exposures. We will build a liability insurance program that protects you and your employees, ensures your risk is classified properly, safeguards your reputation, controls loss and lowers costs. We will be your advocate staying in contact with you throughout the year, periodically reviewing your exposures to help prevent any surprise costs at the end of your policy term.

Areas of Risk Management

Recent Blog Posts

Feb
15th
24 HR Mistakes That Could Cost You Time, Money, and Talent

Most everyone would agree Human Resources is an integral function of a high-functioning company. HR operations carry a lot of responsibility, mostly behind the scenes. From interviewing and hiring top talent to managing benefits and payroll, HR departments must keep track of countless forms, processes, regulations, and communications. Just one mistake — no matter how […]

Jan
30th
The Uncertain Future of the Affordable Care Act (Benefit Minute)

Repeal and replace the Affordable Care Act (ACA) has been the consistent message of the Republican Party and President Trump.  Some steps have already been taken that will likely ultimately impact the ACA.   Congress is progressing with a budget resolution bill that may lead to repeal of some aspects of the ACA that relate to […]

Jan
27th
Car Insurance Rates are Up — 6 strategies to keep your rates under control

Before we get into the several ways you can mitigate the rising cost of auto insurance, let’s talk about a question I hear all the time: Why does car insurance cost more than it used to? There are a number of reasons:

Jan
20th
How Could the Fair Labor Standards Act Revisions Affect You?

For months, organizations in the U.S. had been preparing to implement changes that, as of Dec. 1, 2016, would have increased the minimum salary requirement for certain exemptions under the Fair Labor Standards Act.