Posts in Personal Insurance

  1. Three Ways to Protect Yourself from Identity Theft

    Is your personal information, specifically your Social Security number, safe? Tens of millions of Americans are finding out the hard way that the answer is no. Just recently, two large health insurance providers, Anthem and Premera Blue Cross, have experienced a massive data breach – 13.5 million Anthem clients and employees and 11 million Premera […]

  2. After a Fire Loss: What to expect and how to manage the process

    The National Fire Protection Association reports that a fire department responds to a fire somewhere in the United States every 20 seconds. One in five of those calls is for a building fire. As I discussed in my previous post, preventing a fire in your home and having an escape plan in case one occurs […]

  3. 3 Steps to Covering Your House and Belongings in the Event of a Fire Loss

    According to the Federal Emergency Management Agency (FEMA), more than 2,500 people die and 12,600 are hurt annually in home fires in the United States. The annual cost of property loss from home fires in the U.S. is an estimated $7.3 billion.

  4. Common Misconceptions of What is Covered under Your HO3 Homeowners Policy

    Have you ever been a victim of theft, or perhaps one of your favorite possessions mysteriously disappeared? Both can be financially and emotionally devastating experiences, especially theft, which can leave you with a feeling of having your privacy completely invaded.   I found during my many years in the insurance industry that most people are […]

  5. 11 Steps to Prevent Winter Home Damage

    Winter’s here in full force. Now is the time to take steps to winterize and prevent winter home damage from freezing temperatures, snow, and ice. Consider these statistics from the Insurance Information Institute on winter-related insurance losses: 

  6. Flood Preparation & Insurance: What Homeowners Need to Know

    You might be surprised to know that everyone in the United States, according to standards set by the Federal Emergency Management Agency (FEMA), lives in a flood zone. The agency classifies the country into three risk categories: low, moderate, and high. But living outside of the high-risk areas doesn’t mean you shouldn’t be prepared for […]

  7. Frozen Pipe Prevention for Your Home and Business

    During these cold winter months, the risk of pipes bursting rises dramatically due to the increased potential of frozen water. There are precautions you can take both at your home and workplace to help prevent water damage from a burst pipe.

  8. Insuring Your Valuables and Collectibles: Top Tips To Ensure They Are Adequately Protected

    Are all of the valuable contents in your home sufficiently protected?

  9. Rental Car Insurance – To Buy or Not To Buy?

    A common question I hear as a Personal Insurance Specialist is whether or not to purchase insurance when renting a vehicle. And for a variety of reasons, my answer is always yes, you should purchase rental car insurance.