Posts by James (Jim) Napp

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  1. Are you protected from technology related losses? Your Commercial General Liability is no longer enough

    Commercial General Liability (CGL) insurance used to be sufficient to protect a business from most major potential claims and lawsuits. Today, with the prevalent use of technology and electronic information, it is no longer the case. In this post, I analyze a court decision concerning a physical loss of IBM’s electronic data to demonstrate why […]

  2. Protect Your Data and Your Business with Cyber Insurance

    The insurance industry knows how to cover your business’ physical assets – desks, chairs, specialty machinery, paper files. However, it has fewer standards in place for how to cover damages and losses that pertain to data.