PSA Perspective

  1. Supreme Court Hears Oral Arguments on Affordable Care Act (Benefit Minute)

    On November 10, the Supreme Court heard oral arguments in the ongoing case of Texas v. California. The litigation centers on whether the individual mandate imposed by the Affordable Care Act (ACA) remains constitutional after elimination of the related tax penalty, and what impact finding it unconstitutional would have on the remainder of the ACA.

  2. 5 Business Solutions to the Rising Costs of Prescription Drugs

    As medical plan premiums increase and employees are prescribed high-cost specialty drugs, which normally treat complex or rare chronic conditions, employers are left wondering about solutions to the rising costs of prescription drugs in their health plans.  

  3. Managing Chronic Conditions to Reduce Your Risk of COVID-19 Infection

    COVID-19 symptoms can vary widely. While many may experience little to no symptoms, the impact for some is long-term and life-threatening. With COVID-19 cases still rampant and coinciding with flu season in the United States, health experts have continued to express the importance of proper protection and unnecessary risk avoidance. This advice is particularly crucial for individuals with chronic health conditions because they are more susceptible to infections due to an already weakened immune system and organs unable to fight the virus.  

  4. PSA In Good Health November 2020 Tips

    It’s hard to believe but the holidays are right around the corner! Eating healthy is very important for your immune system, especially since we are at a heightened awareness because of COVID and the seasonal flu. But that does not mean you shouldn’t have your holiday favorites. Check out this month’s In Good Health Flyer […]

  5. Notice & Disclosure Requirements for Welfare Benefit Plans (Benefit Minute)

    Employers that sponsor welfare benefit plans must provide a wide range of notices and disclosures to employees and plan participants.  These notices are required by the Employee Retirement Income Security Act (ERISA), the Affordable Care Act (ACA), the Health Insurance Portability and Accountability Act (HIPAA) and the Americans with Disabilities Act (ADA).  This Benefit Minute […]

  6. How to Prevent Ransomware Attacks

    Cyber risk is real and evolving. In today’s interconnected digital world, all businesses that use technology and handle sensitive data are exposed to cyber risks. According to the 2019 Verizon Data Breach Investigations report, 56% of breaches took months or longer to discover. The 2020 Verizon report finds that Phishing was the top threat behind […]

  7. Personal Property Protection During Working From Home

    Since the Coronavirus outbreak in March, many of us have been forced to make an abrupt transition to working from home. After roughly six months, many of us are still juggling telecommuting, virtual learning and social distancing, and you might not be thinking about the new exposures associated with your home and vehicle that are emerging with the “new normal”. Consider these personal property protection tips to help […]

  8. IRS Extends Deadline to Provide Forms 1095-B and 1095-C (Benefit Alert)

    On October 2, 2020, the IRS issued Notice 2020-76 which provides ACA reporting relief similar to what has been granted in prior years. There are strong indications in the Notice that this will be the last year the relief is given. The IRS had previously requested comments on the relief for furnishing the forms to […]

  9. PSA in Good Health October 2020 Tips

    Sitting Ourselves to Death! We are spending more time at home these days, and with that, more time sitting. Prolonged sitting increases your risk for cancer, heart disease, obesity, type 2 diabetes, hypertension, and muscular problems. Check out this month’s In Good Health flyer for some easy ideas to get you moving.