PSA Perspective

  1. PSA in Good Health October Tips

    Knowing Your Health Numbers What does your doctor mean when he/she says you should know your numbers? And why is it important? Check out this month’s In Good Health Tips to find out! For more information, click on the buttons below to download the flyers in English and Spanish, or contact me at Dherndon@psafinancial.com

  2. Press Release: Leadership Updates

    September, 25, 2019, Hunt Valley, MD — PSA is excited to announce the completion of a plan our leadership team has been working on for over a year. It is a vision designed to ensure an even better experience for our client partners. After much thought and introspection, Chip Lewis has decided to adjust his […]

  3. Protecting Patients from “Surprise Medical Bills” (Benefit Minute)

    Group health plans and insurers may offer in-network benefits only (HMO) or both in-network and out-of-network benefits (PPO).  When an insured patient chooses to use an out-of-network provider, they will generally receive a lesser benefit level and be subject to balance billing since the provider has not agreed to a contracted rate.  For an HMO, […]

  4. Experience Modification Rate De-Mystified: How It Affects Your Workers’ Compensation Premium

    As a commercial business owner, you may have heard about the Experience Modification Rate (EMR), but what is it, and how is it calculated? It’s important to understand because it affects your workers’ compensation insurance premium, and an expensive policy can take away from money you could spend elsewhere and impacts your bottom line. This […]

  5. PSA in Good Health September Tips

    Find the Motivation to Change Your Life If you are like most people, you have this sense in the back of your mind that you need to make a change. But usually, it seems easier to continue your bad habits than to change. Check out this month’s In Good Health flyer to find the motivation […]

  6. What Is Cyber Insurance and Why Is It the New “Must Have” for Businesses?

    If you’re like millions of business people, your usual Monday morning probably consists of starting up your computer, checking email, catching up on news and trends related to your industry, logging into systems, and getting a general lay of the land to plan out your week. If your typical routine doesn’t involve technology in some […]

  7. Get Your Head in the Game: Six “How-Tos” to Create a Super Bowl-Winning Workplace Safety Culture

    All around the country, cleats are hitting the turf as NFL players throw everything they have into drills and scrimmages at training camp. While you’re enjoying a baseball game, grabbing an ice cream cone, or relaxing at the beach, NFL players are training hard—why? Because you can’t stumble into winning the Super Bowl. The same […]

  8. PSA in Good Health August Tips

    Stress Response You undoubtedly face multiple demands each day, such as taking on a huge workload, paying the bills and taking care of your family. Your body treats these so-called minor hassles as threats. As a result, you may feel as if you’re constantly under attack. Check out this month’s In Good Health flyer to […]

  9. Are Volunteers Covered Under Workers Compensation or Liability Policy?

    Volunteers are an incredible asset to countless organizations and businesses, from schools and non-profits to eldercare centers and hospitals. According to the latest study by the Corporation for National and Community Service, about 77.34 million people volunteered through an organization last year. The cost-savings of using volunteers are substantial, adding up to an estimated value […]