PSA Perspective

  1. Agencies Propose New Rule for Fixed Indemnity Insurance (Benefit Minute)

    Overview Hospital indemnity or other fixed indemnity insurance provides fixed, cash payments upon the occurrence of a health-related event. Payments under fixed indemnity insurance must be made as a fixed dollar amount per day or per other time period of hospitalization or illness (for example, $100 per day of hospitalization).  Benefits are paid regardless of […]

  2. Don’t Let A Flash Flood Take You by Surprise: Tips to be Prepared

    Floods are the most frequent and costly national disasters that can cause significant economic losses. But did you know, that flash floods can be even more devastating? It is mostly because the speed at which water accumulates to dangerous levels can often catch unsuspecting people by surprise.

  3. Second Quarter Compliance Updates (Benefit Minute)

    HSA Limits for 2024 IRS Revenue Procedure 2023-23 updated the limits for qualified high deductible health plans (QHDHPs) for plan years beginning in 2024 as well as the 2024 calendar year health savings account (HSA) contribution limits, as set forth below:

  4. PSA In Good Health 2023 Volume 4

    Know Your Numbers We use important numbers every day: phone numbers, social security numbers, driver’s license numbers. But do you know the numbers that can potentially save your life?

  5. Interns and the ACA (Benefit Minute)

    As we enter the time of year when employers hire summer interns, questions arise as to whether health coverage should be offered.  This issue of the Benefit Minute reviews Affordable Care Act (ACA) requirements that may apply to interns.

  6. PSA In Good Health 2023 Volume 3

    Spring Has Sprung and So Have Allergies!  Spring is here and with it comes all of the beautiful flowers that unleash an abundance of beauty and POLLEN! If you are one of the millions of people with allergies, you are likely experiencing itchy eyes, coughing and sneezing.    About 20% of the world’s population has allergic […]

  7. Recent Regulatory & Judicial Activity (Benefit Minute)

    This issue provides an update on recent regulatory and judicial activity at both the federal and state level.

  8. First Quarter Compliance Updates for 2023 (Benefit Minute)

    This issue provides a recap of some recent regulatory activity.

  9. PSA In Good Health 2023 Volume 2

    Spring Forward to Improving Your Health!  At last, Spring is in the air! With the warmer weather and sunnier days, it is the perfect opportunity to improve your health.  As we get older, we pick up increasingly unhealthy habits. They are hard to break, but when you do, the new life you gain is well […]